SAN ANTONIO, Nov. 29, 2016 /PRNewswire/ -- The idea of searching through your purse or wallet to find your card soon may become like flipping through a phone book to find a phone number. Beyond mobile payments, the USAA digital wallet is bringing members access to other staples of their physical wallet, including their auto insurance card and medical insurance card.
"Our goal is to take mobile one step further from point of sale capabilities," said Prianka Advani, assistant vice president at USAA Bank. "As mobile devices continue to become the thing our members can't live without, we want to take full advantage of the device's intelligence to bring members the services and information they need at anytime, anywhere."
The six new digital wallet features include:
- Virtual access to cards – Members now can see their full card number and information in their digital wallet. In addition, they can use their card information at point of sale even if they left their physical card at home.
- Auto insurance ID card – Members can access their proof of insurance, including a printable PDF for insured vehicles.
- Medicare Supplement ID Card – Members can also access their Medicare insurance information through their digital wallet.
- Mobile payments – Samsung Pay recently became available for all USAA Visa and American Express debit and credit cards. This provides an additional mobile payment choice as USAA members already had access to Apple Pay and Android Pay.
- Security features – If members lose their physical wallet or card, they can easily block their cards, report them lost, order a replacement, check on any unauthorized transactions and even get a status on when the new card will arrive in the mail.
- Common card services – Activate one or multiple cards, create or update a PIN and view declined transactions.
These new USAA digital wallet features were developed based on data about which services members used most often.
"Our goal is to continually improve upon and develop the digital wallet to serve our members' ever-changing mobile needs," said Advani. "We'll continue to bring banking services to our members in the platforms they choose, including those outside of our own app."
About USAA
The USAA family of companies provides insurance, banking, investments, retirement products and advice to 11.8 million current and former members of the U.S. military and their families. Known for its legendary commitment to its members, USAA is consistently recognized for outstanding service, employee well-being and financial strength. USAA membership is open to all who are serving our nation in the U.S. military or have received a discharge type of Honorable – and their eligible family members. Founded in 1922, USAA is headquartered in San Antonio. For more information about USAA, follow us on Facebook or Twitter (@USAA), or visit usaa.com.
SOURCE USAA
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If you own an Apple device, you can easily add your USAA credit card to Apple Pay and make purchases in-store by tapping your iPhone or Apple Watch on the payment terminal.
There are two ways to set up your USAA credit card for Apple Pay — with the USAA mobile app or with your Apple device. Here’s how to add it using the USAA mobile app.
- Open your USAA mobile app.
- In the menu, select Account summary.
- Select Add to Apple Wallet.
To add your card using your Apple device, you can do the following.
- Open the Wallet app on your Apple device.
- Select the + icon at the app homepage.
- Select the + icon at the app homepage.
- Tap on Debit or credit card and follow the instructions.
As soon as you add your USAA credit card to Apple Pay, it will be stored as a virtual credit card on your device. This is a security feature to keep your credit card information hidden from merchants. At checkout, unlock your iOS device and bring it closer to the point-of-sale (POS) terminal.
Benefits of using your USAA credit card for Apple Pay
Using Apple Pay to pay for your transactions comes with the following benefits:
- Make purchases with your Apple device. You don’t have to carry your credit card with you — simply use your iPhone, iPad or Apple Watch at locations that accept Apple Pay.
- Send money to contacts. Use the messenger app to send money to your contacts. Tap the Apple Pay icon when chatting and enter the amount you want to send.
- Purchase apps. Use your USAA credit card to purchase iOS apps from the App Store or make in-app purchases.
- Increased security. Every time you pay with your Apple device, your credit card information is hidden from the merchants.
Add any USAA credit card to Apple Pay. If you don’t have such a card, consider applying for one.
If you own an iPhone, iPad or an Apple Watch, adding your USAA credit card to Apple Pay can be useful because you can make payments without carrying your physical card. Also, all transactions are encrypted to protect your card from misuse.
But if you don’t find any of USAA’s cards appealing, compare other credit cards and apply for another card that supports Apple Pay.
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No, you can only use Apple Pay in stores that accept this payment method.
-
Many popular online and brick-and-mortar stores accept Apple Pay, including:
- Costco
- Best Buy
- Dunkin
- Disney Store
- KFC
- LEGO
- McDonald’s
- Subway
- 7-Eleven
- Pizza Hut
- Target
-
Apple Pay is available on:
- iPhone 6 and newer
- iPad Air 2 and iPad mini 3 for in-app purchases only
- Apple Watch when paired with an iPhone 5 or newer
Tired of digging through your wallet for your insurance card at every doctor appointment? Afraid you'll get pulled over and not be able to show proof of auto insurance? Depending on your provider, you may be able to add your health or auto insurance card to your Apple Wallet so the only thing you'll have to keep track of is your iPhone. This wikiHow teaches you how to find out if your health or car insurance provider supports Apple Wallet and how to save your digital cards to your wallet.
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1
Download your insurance provider's official app. If your provider has an app that contains digital ID cards, you can usually add your card to Apple Wallet.[1] X Research source Go to source Start by downloading your auto or health insurance provider's app from the App Store.
- Not all insurance providers support Apple Wallet. You can find out if yours does by looking for an "ID Cards" area of the app, searching the web for your provider and "Apple Wallet," or by contacting your provider.
- If you're in Australia and use Bupa, Medibank, nib, GU Health, or HBF, install the HIF Member App to add your cards.[2] X Research source Go to source
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2
Sign in with your personal information. Depending on the app, the sign-in may require some different information.
- If you've signed in to your insurance provider's website to make payments or access coverage, use the same login information to sign in to the app.
- If you don’t have an account, you'll usually be able to create one from the app's login screen. You'll probably need your policy number to do this.
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3
Go to the ID Cards area. The name of this area of the app varies by provider, but you're looking for the place in the app where you'd find digital versions of the membership cards you keep in your physical wallet.
- You may have to select a menu called Membership first.
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4
Tap Add to Apple Wallet if available. If the card can be added, you'll see this button somewhere on or near the cards. A preview of the digital card will appear.
- If you don't see the option to save the card to your wallet, you can still use the digital version of your card in the provider's app when you need to—just pull it up on the screen when asked for your insurance card.
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5
Tap Add at the top-right corner. This saves your insurance card to your Apple Wallet.
Written by:
wikiHow Technology Writer
This article was written by Nicole Levine, MFA. Nicole Levine is a Technology Writer and Editor for wikiHow. She has more than 20 years of experience creating technical documentation and leading support teams at major web hosting and software companies. Nicole also holds an MFA in Creative Writing from Portland State University and teaches composition, fiction-writing, and zine-making at various institutions. This article has been viewed 44,284 times.
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Updated: November 10, 2021
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