Deposit checks anytime, anywhere with a just a few taps on you phone. Yep, no more driving to a branch!
Here’s how to get started
There’s no way it’s that easy, right?
We made a video of an actual check deposit. See all 24 seconds for yourself.
Helpful Tips
- Be sure to SIGN YOUR CHECK and write “FOR MOBILE DEPOSIT ONLY AT ACU“
- Keep check for 30 days to ensure it is not rejected or returned
*Must be enrolled in Affinity’s Online Banking and Mobile App in order use Affinity’s Mobile Check Deposit service. Checks $500 or less will be instantly available, dependent upon other security
factors. Checks over $500 are manually inspected and approved by our staff throughout the day. Once approved, 100% of funds will be instantly available.
Checking and Spending.
Get email or text alerts about your balance. Use 60,000+ ATMs nationwide with your smart-chip debit card. Access your account 24/7 with our top-rated mobile app. It’s all included with your Affinity Plus checking account.
What you Get
Digital Banking
Deposit checks from anywhere with the top-rated mobile app.
Account Security
Debit cards have EMV chips for extra fraud protection.
Card controls let you set alerts and limits from digital banking.
Easy Cash Access
Find nearby, no-fee ATMs1 from the mobile app's login screen.
That's 60,000+ nationwide (MoneyPass, SUM and CO-OP).
Early Pay
Get your paycheck and other direct deposits up to 2 days early at Affinity Plus.
All you need to do is set up direct deposit with your payer.2
MyPlus Rewards™
Debit purchases earn MyPlus Rewards points (applies to both accounts).
Easily redeem them from the mobile app or online banking.
Choose an Account
Better Than Free Checking
Don’t want to worry about a minimum balance? Get the features you expect without requirements.
- No minimum balance
- No monthly fees
Spending Account
Get control over your money with an account that protects you from overdrafting.
- No overdraft fees
- Checkless Account
To open a Spending Account, make a Video Banking appointment or visit us at a branch.
Interest Reward Checking
More ta-das, less to-dos. Earn dividends on your money while retaining flexibility.
- $200 minimum balance to earn dividends and avoid fees
- Free checks (up to 4 boxes per year)3
Getting Started is Easy
Stash Your Cash
Set your account to automatically round up your debit card purchases to the next dollar. The spare change goes right to your savings account, just like that.
Good to Know
- There's no surcharge fee when you use your Affinity Plus debit card at an Affinity Plus ATM or at an ATM within our network (MoneyPass, CO-OP and SUM). Transactions made outside of our network may be subject to third-party fee.
- Your early access to direct deposits depends on the payer and when they submit their payment file. Affinity Plus usually makes these funds available the day we get the payment file, which can be 1 – 2 days earlier than the scheduled payment date.
- Free checks are limited to 4 boxes per year, and only for the style identified as "Affinity Plus Duplicate Custom" (valued at $17.00 per box).
Important Information & Disclosures
Service Fees: A simple explanation of exactly what you can be charged and when.
Truth-in-Savings Disclosure: The rates, terms and limitations that apply to your account.