ATMs can be used to get foreign currency while traveling and may save you money when compared to buying currency at exchange rate booths. Despite the advantages, you need to be prepared for special circumstances that can arise when using an international ATM. Here are a few tips to help you on your way:
Check the network: Check your card's network. Cards in the Cirrus and Maestro networks often feature ATMs with easy-to-read instructions in English. Bank of America belongs to the Global ATM Alliance.
Research the country: There are some countries where ATM transactions are blocked. Please research the country to verify whether you will be able to use your credit card.
Understand the types of fees charged: Fees may be incurred for using the ATM and there may also be fees for currency conversion and cash advance. It is usually better to make fewer larger transactions instead of multiple smaller ones.
Make sure your PIN is valid: Some ATMs only allow 4-digit PINs. If your current PIN is longer than 4 digits, you may need to get a new PIN before you start your trip.
Have a backup plan: Some ATMs limit your access to a primary checking account, so have an alternative means of making purchases such as using foreign currency, traveler's cheques or a debit card.
Additional tips: Remember that not all foreign ATMs offer instructions in English. If you are unable to use a foreign ATM, you may be able to use your credit card to make a cash advance at a local bank. Finally please note that some business card accounts may not have cash availability; check with your Authorized Contact or Program Administrator before you leave the country.
Pay bills anytime, almost anywhere,
with your Bank of America mobile banking app.
To get started, open your app.
Entering bill information is easy
and you only have to do it once.
Make sure you have a copy of your bill handy.
To start, select Add Payee,
and begin by choosing whether you want to
add a company or a person.
Enter a company name to search the list
If the company is found, all you have to do
is add an optional nickname,
Click on save and you are finished
If you don't find the company you are looking for,
you can always add it by entering in the company's
information as it appears on your bill.
To make a single payment, simply place a
check mark in the box next to the bill you would
like to pay, and click on Make Payment.
Enter the amount, delivery date,
and an optional memo or note.
Tap Make Payment, and you will receive a
confirmation that your payment has been scheduled.
To pay more than one bill at a time,
check the box for each bill that you would like to pay,
and click on Make Payment.
Enter the amount, delivery date, and an optional
memo or note for each payee selected.
Tap Make Payment, and you will receive confirmation
that your payments have been scheduled.
You can find the outgoing payments at the top
They can be edited or deleted if they have not
Payment History can be found on the Activity tab
beneath any outgoing payment.
You can search for payments made or E-bill summary
information within the past two years.
Click on Filter, and select the date range and
status of the history you would like to see.
Click on Done, and view the specified payment history.
Automatic payments can be set up based on a
Or based on E-bill data while making a payment,
On the Payee page, select Add Auto Pay.
If you receive E-bills, click on Based on E-bill's
Choose the amount you want to pay,
and when you want the payment delivered.
Once selections have been made, click on Continue.
If you do not have E-bills, you can set up Auto Pay
based on a fixed amount and date.
Click on Add Auto Pay from the Payee page,
and select Using an amount and date I choose.
Enter the amount you want to pay,
how often you want the payment to be sent,
and when you want the first payment delivered.
You choose how long you want this
recurring payment to continue.
You can even set up e-mail notifications,
and get a heads up about the status of
After your Auto Pay has been scheduled,
you can save your confirmation as a PDF,
print it, or send it as an e-mail.
Bank of America makes it easy to securely
manage your bills in the mobile banking app.
You can confidently use Bill Pay,
because we will process your payments based on
It's banking made easier with the Bank of America
In your hand, and at your fingertips.