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When I moved from Pittsburgh to Baltimore, I needed a new bank account and settled on Bank of America. With a massive geographic footprint as one of the largest banks in the nation, a branch or ATM was always around the corner. That’s because, over the years, Bank of America has expanded their locations as a result of acquiring other banks and now boasts over 4,600 branches and an ATM network of nearly 16,000. It’s huge and ubiquitous. It also means that it has a huge list
of ABA routing numbers – which can get tricky if you need to know your number and don’t have a check handy. So, if you’re looking for your Bank of America routing number, we can help you find it using one of three easy ways: Your Bank of America ABA routing number will be based on the state in which you opened your account, not where
you live now. It gets a little messy for those states in which you have to figure out where in the state you live – where’s the line for north Texas vs. south Texas? And which south Texas are you? That’s why we have backup ways to find this. This is, by far, the easiest way to find your number but it requires a personal check. If you don’t have one, you’ll have to call
Bank of America. Once you have your personal check, the number is printed on it directly. Your checks contain a tremendous amount of important banking information, which is why you need to keep them secure, and here’s an example of one: The numbers at the bottom are your account number and the bank’s ABA routing number. The nine-digit number highlighted in red is the ABA routing number. The other one, which we highlighted in green, is your account number. Sometimes the order of the numbers are switched but your ABA routing number is always a nine-digit number. If you’re unsure, you can use American
Bankers Association Routing Number lookup tool to confirm or check it against the above list. There are three ways you can “ask” Bank of America. You can call them at 844-375-7028, go through the verification process, and then ask.
Table of ContentsBank of America LocationRouting/Transit Number Alabama
051000017
Alaska
051000017
Arizona
122101706
Arkansas
082000073
California
121000358
Colorado
123103716
Connecticut
011900254
Delaware
031202084
Florida, East
063100277
Florida, West
063100277
Georgia
061000052
Hawaii
051000017
Idaho
123103716
Illinois, South
081904808
Illinois, North
071000505
Illinois, Chicago Metro
081904808
Indiana
071214579
Iowa
073000176
Kansas
101100045
Kentucky
051000017
Louisiana
051000017
Maine
011200365
Maryland
052001633
Massachusetts
011000138
Michigan
072000805
Minnesota
071214579
Mississippi
051000017
Missouri East/St. Louis
081000032
Missouri West/Kansas City
081000032
Montana
051000017
Bank of America LocationRouting/Transit Number Nebraska
051000017
Nevada
122400724
New Hampshire
011400495
New Jersey
021200339
New Mexico
107000327
New York
021000322
North Carolina
053000196
North Dakota
051000017
Ohio
071214579
Oklahoma
103000017
Oregon
323070380
Pennsylvania
031202084
Rhode Island
011500010
South Carolina
053904483
South Dakota
051000017
Tennessee
064000020
Texas, North
111000025
Texas, South
113000023
Texas, South
111000025
Utah
123103716
Vermont
051000017
Virginia
051000017
Washington
125000024
Washington, D.C.
054001204
West Virginia
051000017
Wisconsin
051000017
Wyoming
051000017
Finding the Routing Number on Your Check
Next, you can review their FAQ on their website and update your ZIP code to show your ABA routing number. Remember, it is the zip code where you opened your account, not where you live right now.
Finally, you can log into your account to find it. If you are using the website, sign in and go to the Information and Services tab. If you are using their mobile app, get to your account details and scroll down. You will see it under the Account Info section.
Different Routing Number for Wire Transfers
The ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different – fortunately, it’s a simpler system with one number for domestic wire transfers and one for international wire transfers.
Wire transfers are “better” than an ACH transfer because they’re faster by a few days – they’re also more expensive. An ACH transfer is free whereas incoming and outgoing wire transfers may cost a fee. The fee varies based on the type of account you have with Bank of America.
- Domestic wire transfer (Wire Routing Transit Number) – 26009593
- International wire transfer (SWIFT/BIC Code) in U.S. Dollars – BOFAUS3N
- International wire transfer (SWIFT/BIC Code) in Foreign Currency – BOFAUS6S
For international wire transfers, if you are unsure if it’s in U.S. Dollars or foreign currency, use BOFAUS3N.
If you’re receiving a wire transfer, here’s the other information you may need to provide:
For U.S. Dollars (or if you aren’t sure):
Bank Name | Bank of America, NA |
Bank Address | 222 Broadway New York, New York 10038 (regardless of where your account is located) |
BNF/Field 4200 Beneficiary acct. # | Your complete Bank of America account number including leading zeros |
Beneficiary account name and address | The name and address of your account as it appears on your statement |
For foreign currency:
Bank Name | Bank of America, NA |
Bank Address | 555 California St San Francisco, CA 94104 (regardless of where your account is located) |
BNF/Field 4200 Beneficiary acct. # | Your complete Bank of America account number including leading zeros |
Beneficiary account name and address | The name and address of your account as it appears on your statement |
There you have it – an easy way to find the ABA routing number (and the SWIFT code) for Bank of America!
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