Savings/Checking Accounts
All Savings & Payable on Death Account (Up to $4.99 ADB) | 0.00% | 0.00% |
Savings & Payable on Death Account ($5.00 or more ADB) | 0.15% | 0.15% |
Teen/Youth Account ($5.00 or more ADB) | 0.30% | 0.30% |
Holiday Club Account ($5.00 or more ADB) | 0.30% | 0.30% |
IRA Share Account1 ($25 or more minimum ADB) | 0.30% | 0.30% |
Basic Checking Accounts | 0.00% | 0.00% |
Secure Checking Accounts (Up to $2,499.99 ADB) | 0.00% | 0.00% |
Secure Checking Accounts ($2,500.00 or more ADB) | 0.10% | 0.10% |
3-Months ($500 or more minimum balance) | 0.25% | 0.25% |
6-Months ($500 or more minimum balance) | 0.50% | 0.50% |
12-Months ($500 or more minimum balance) | 0.70% | 0.70% |
12-Months Jumbo ($25,000 or more minimum balance) | 0.90% | 0.90% |
24-Months ($500 or more minimum balance) | 0.90% | 0.90% |
15-Months* ($10,000 or more minimum balance) | 2.13% | 2.15% |
24-Months Step-Up+ ($5,000 or more minimum balance) | 0.90% | 0.90% |
24-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.00% | 1.00% |
36-Months ($500 or more minimum balance) | 1.10% | 1.11% |
36-Months Step-Up+ ($5,000 or more minimum balance) | 1.10% | 1.11% |
36-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.20% | 1.21% |
48-Months ($500 or more minimum balance) | 1.30% | 1.31% |
48-Months Step-Up+ ($5,000 or more minimum balance) | 1.30% | 1.31% |
48-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.40% | 1.41% |
60-Months ($500 or more minimum balance) | 1.40% | 1.41% |
60-Months Step-Up+ ($5,000 or more minimum balance) | 1.40% | 1.41% |
60-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.50% | 1.51% |
Non-IRA Term Share Certificates - Penalty for early withdrawal:
For terms 24-months or less - loss of 90-days dividends on amount withdrawn
For terms greater than 24-months - loss of 180-days dividends on amount withdrawn
*Limited Time Offer, new money only, early withdrawal penalty - 90-days dividends on amount withdrawn. CD will auto-renew at 12-month term at applicable rate. The offer
period begins 9/1/2022 and may change or discontinue at any time.
3-Months ($500 or more minimum balance) | 0.25% | 0.25% |
6-Months ($500 or more minimum balance) | 0.50% | 0.50% |
12-Months ($500 or more minimum balance) | 0.70% | 0.70% |
12-Months Jumbo ($25,000 or more minimum balance) | 0.90% | 0.90% |
24-Months ($500 or more minimum balance) | 0.90% | 0.90% |
24-Months Step-Up+ ($5,000 or more minimum balance) | 0.90% | 0.90% |
24-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.00% | 1.00% |
36-Months ($500 or more minimum balance) | 1.10% | 1.11% |
36-Months Step-Up+ ($5,000 or more minimum balance) | 1.10% | 1.11% |
36-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.20% | 1.21% |
48-Months ($500 or more minimum balance) | 1.30% | 1.31% |
48-Months Step-Up+ ($5,000 or more minimum balance) | 1.30% | 1.31% |
48-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.40% | 1.41% |
60-Months ($500 or more minimum balance) | 1.40% | 1.41% |
60-Months Step-Up+ ($5,000 or more minimum balance) | 1.40% | 1.41% |
60-Months Jumbo Step-Up+ ($25,000 or more minimum balance) | 1.50% | 1.51% |
IRA Term Share Certificates Penalty for early withdrawal:
For terms 24-months or less - loss of 90-days dividends on amount withdrawn AND if closed, a $25 Administrative Fee.
For terms greater than 24-months - loss of 180-days dividends on amount withdrawn AND if closed, a $25 Administrative Fee.
Rates and APY are accurate as
of 10/01/2022. ADB = Average Daily Balance
1Rates may change after the account is opened if an account has a variable rate.
**APY = Annual Percentage Yield.
+The rates on a "STEP-UP" Certificate can be "bumped up" once during the term set, when you see rates on the rise.