Guaranteed car loans no matter what

Bad Credit Car Loans

Bad credit? We Can Help You Get Your Car Loan

Everyone deserves affordable car finance

Are you looking for a car loan with low interest, but fear that your bad credit is going to hold you back? Car Finance 4 You provide bad credit car loans to Melbourne locals, allowing you to get closer to the car you need.

The common misconception is that once your credit history has defaulted or you have entered into bankruptcy, obtaining car finance is next to impossible. Car Finance 4 You believe that this doesn’t have to be the case, providing bad credit car finance with low interest to Melbourne residents from all walks of life. To make accessing bad credit loans a possibility, we offer car finance at a low interest in Melbourne that keeps you afloat.

We offer great rates on car loans with low interest in Melbourne, thanks to our close associations with a huge amount of top lenders in Victoria. This level of expertise ensures that we can help you secure a bad credit car loan, no matter your financial history! At Car Finance 4 You, we believe that everyone deserves a second chance, regardless of previous bankruptcy or defaulted loans. Let us help you to get the ride that you really want and restore your credit rating at the same time.

Get off the ground with our personal and car loans

Car Finance 4 You specialises in providing a variety of car loans with low interest for people with different circumstances, particularly focusing on credit impaired car and personal loans for Melbourne locals.

With our tailored packages, we make getting a car loan easy for everyone that too with a low interest! Our credit impaired car loans allow Melbourne residents to obtain their dream car, regardless of their credit history. We believe that everyone deserves a second chance, and that previous financial problem shouldn’t impact you in the present. We also understand how valuable your time is, being committed to ensuring that you get fast approval, with no hassle.

The Best Car Loans Melbourne Wide

The expert loan brokers at Car Finance 4 You not only help you get your car financed but can also help you improve your credit with our guidance. With over thirty years of experience in providing efficient and comprehensive bad credit record car loans Melbourne wide, we are your go-to guys for all of your car loan needs, even if your credit history has taken a beating.

Fast Approval for Car Loans

For further information regarding our bad credit loan at a low interest in Melbourne, get in touch with us today! Spend less time filling out forms and more time driving your new vehicle with our fuss-free approval service. Check out our free car loan calculator for an estimate on your repayments.

We also cater for small to large businesses looking to expand with our equipment and business loans at low interest rates. By ensuring a quick, low documentation approval process, we help you get on with running your business.

We have your best interests at heart

Our comprehensive car insurance packages are specially tailored to suit all conceivable family and individual budgets. We can also secure your loan from unforeseen loss of income, such as extended illness, injury or forced redundancy. We also provide car loans for bad credit to Melbourne residents wanting to achieve their goals but being held back by their poor credit. Car loans at low interest rates should be accessible to all, with Car Finance 4 You seeking to make this a reality.

Can You Get Car Finance with Bad Credit? It’s a Yes with Car Finance 4 You!

Through consultation with our experienced and knowledgeable insurance brokers, you will be left with a clearer idea of what is available to you.

Car Loans For Bankrupts

Fuss-free approvals

Car Finance 4 You is committed to providing a hassle-free service for all our clients. All our loans are extremely flexible and come with guarantees of no money down and 100% financed. For added convenience you can also apply for a loan for an extended period of up to 84 months!

For the easiest and most flexible poor credit loans at low interest rates in Melbourne, contact us today to arrange a free, no obligation quote.

Accessible car loans regardless of your history

At Car Finance 4 You, we believe a previous history of bankruptcy shouldn’t prevent you from obtaining a necessary car. By providing car loans at a low interest rate for bankrupts, we can help you get your dream car and restore your credit history at the same time!

Other options are also available if you have a bad credit. Check LMF (Loans Mortgage & Finance) brokers website for other financial products at your disposal.

Our clients from all across Melbourne, Victoria including from areas like Morwell, Shepparton, Traralgon, Wangaratta, Bayswater North, Croydon, Goulburn Valley, Heathmont, Kilsyth South,  Lilydale,  Ringwood, Warragul, Warranwood, Wodonga, Yarrawonga,  Carrum Downs, Craigieburn, Cranbourne, Doreen, Dromana, Epping, Frankston, Mernda, Mornington, Mount Eliza, Mount Martha, Safety Beach, South Morang,  Echuca, Geelong & more, they trust us for our knowledge on credit loans. Quick & Low-Interest Loans. Contact us Today at 1300 862 775.

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Frequently Asked Questions

There are a number of car finance companies that provide bad credit car loans in Melbourne to people looking to purchase vehicles, whether new or used. While understanding the need for a vehicle today where it has become more of a necessity, we also realise the load a car loan can put on an individual struggling to stay afloat. To make it easier for you, we offer bad credit loans at low interest rates so you can continue to manage your monthly expenses without a large sum of it going toward your loan repayment.

Bad credit makes banks hesitant to provide individuals with loans for their vehicles. While there are several other avenues that can offer bad credit car loans in Melbourne to you, they can often have a higher interest rate than what the banks provide. What can help you get bad credit loans at a low interest in Melbourne is to find car finance companies that tailor their finance for you. Some finance providers are invested in never refusing applications crossing them, giving you a better chance of acquiring cheap car loans even with a bad credit.

For people with a credit score between 0 and 549, obtaining a car loan can be difficult. A few car finance companies are open to providing car loans for individuals with bad credit. However, they may charge a high interest rate to approve the loan application.

Car Finance 4 You offers a fuss-free, quick application process even for bad credit car loans in Melbourne that gets approved within 24 hours. You can avail our loans at low interest rates and with minimal documentation to make the process quicker.

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Approved in 24 hours

Client Testimonials

Sam Aiken

I’d like to thank Cathy, Peter and the team at Car Finance 4 You for the exceptional services they provided. Their speedy turnaround, helpful advice and assistance along the way was second to none. This is the second time I’ve dealt with Car Finance 4 You and each time has been an absolute pleasure. I can’t recommend them highly enough. Thanks again.

Luke & Lisa M

Hi Peter, just wanted to give you some feedback on our dealings with David Dent. We were very happy with him keeping us up to date with the process and if he said he would get back to us, he actually did and was able to answer all our questions. We would have no hesitation in using this service in the future or recommending friends and family. Thank you.

Barry & Sandy F

Cathy, I would like to thank you and the rest of the team at Car Finance 4 You for your help with our loan application. A couple of phone calls with the information needed, the forms were then brought to us for signing and 24 hours later we were proceeding with our vehicle purchase. Exceptional service from everybody. Thanks again.

Liz and Chris M

Thank you so much to Cath, Peter and all the crew at Car Finance 4 You. The service you provided was second to none. The time that you took to ensure that everything was covered before we came in to finalise the loan for our great new car was a massive time saver. We fully recommend you and will be back when it is time for our next car.

Deb E

I have been dealing with Peter since 2006. I had given up on ever getting a new car due to poor financial history. Peter, Cath and the team are amazing. They not only organised finance for my car in 2006, they have also been instrumental in their financial advice and assistance in purchasing another car this year. They are prompt, informative and very friendly.

Belinda M

We were wanting to purchase a new family car but struggled to find a lender that would help us due to past financial issues. Peter and Melanie not only helped us get a new car, but went above and beyond what I expected. They were in constant communication with us about our application, dropped paperwork off to our home and found us the car we wanted at a great price.

Steven R

I would like to thank Cathy and the team at “Car Finance 4 You”; they could not have been more helpful. Not only did they organise my finance, they had insurance and warranty quotes ready for me once my pre-approval was completed. They also found the time to bring the paper work to me which was great. Their great customer service and friendly manner was very pleasing to work with. Very happy customer.

Yogender R

I have been dealing with Peter for more than 15 years. During my most recent experience in purchasing a new family car, I was pressured by the car dealership to take out finance with them. Despite telling me there would be no problem with arranging the finance, by the time my new car was ready to be picked up, the finance was still up in the air.

Meaghan & Allan W

We have been dealing with Peter and his team since 1997 and have financed all our personal and work vehicles with him during that time. More recently we approached him to finance some specialised equipment which was necessary for our plumbing business.

PERSONAL CAR LOANS? BUSINESS CAR LOANS? OR BAD CREDIT LOANS?

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