How much does a tiny home cost in Missouri?

With prices lower than a normal size home, tiny house owners may think they’re getting quite the bargain. But you’ll need to consider hidden costs and other factors before you downsize for a deal.

DIY Tiny Home Expenses

While many people decide to build their own tiny house, the costs of leaving a job to do it can actually be more expensive. Even if you decide to keep your full-time job and build outside of your 9 – 5, you could be sacrificing your work-life balance or wasting time you could be spending on a side hustle to earn extra money.

You’ll want to consider the costs of human error, too. If you are not a skilled builder, even one mistake could cost you extra time and money. It might be worthwhile to hire a tiny-home builder who has expertise in building efficient dwelling units.

Zoning Laws

Depending on where you live, you’ll have to follow the local zoning laws. These laws prevent homeowners from putting their tiny house wherever they want without paying for it. For example, tiny houses cannot be placed on a friend or family member’s land for free.

Several tiny house communities have organized in pockets of the country without zoning restrictions. Often, these micro communities will offer communal spaces like firepits, fitness centers or outdoor picnic tables to accommodate eco-conscious mindsets.

Building Permits And Codes

You will most likely need a building permit to construct your new home according to local building codes, as well as to legally occupy your tiny home. Before you build, you should refer to Appendix Q, a uniform set of standards for constructing mini homes.

However, some codes haven’t been modified for tiny houses, so you may need to consider the cost of hiring a contractor or tiny house builder who is familiar with the appropriate codes. At the very least, you may need to hire an electrician to ensure that electrical components are safely installed so that they don’t pose a fire hazard or electrocution risk. This also applies if you’re converting an existing structure, such as a shipping container, into a tiny home.

Utilities

To have a livable space, you’ll have to meet some basic needs with utilities like water and electricity. Depending on the location of your tiny home, you may need to hook utilities up to a water line, an outlet and a city sewer or a septic tank. If your house is located off-grid – meaning there’s no access to utility sources – you may need to collect rainwater or dig a well, use residential solar panels and install a septic system.

Wherever the location of your home, utility hook-ups can be an expensive part of a tiny house.

Tiny Home Insurance

How your tiny home is built will determine what type of insurance you’ll need. If your tiny home stands on a permanent foundation, you’ll probably get mobile home insurance. If your tiny house is built on a trailer or converted from a van, you’ll most likely qualify for RV insurance for your small home on wheels.

Financing Obstacles

Most tiny homes will not qualify for a traditional mortgage, so owners either pay cash out of pocket or take out a personal loan to pay for their home.

Whether your mini house is manufactured as an RV or is converted, like a van, be sure to look into reclassifying your home as an RV with your local DMV. An RV classification opens up some RV loan options, which will typically have lower interest rates and longer loan terms than a personal loan.

Tiny House Trailer Costs

If you’re planning to build a portable tiny house, you may need to factor in how much a trailer for a tiny house is going to cost. The average cost of a new or custom-made tiny house trailer may range from about $2,500 – $10,000 plus shipping or delivery fees. 

Storage

If you can’t downsize your life and all of your things to fit your new lifestyle and home, you may have to rent a storage unit to hold it all.

Resale Value

Tiny houses are not guaranteed to appreciate the way a regular home will. In fact, tiny homes can actually depreciate, especially if it’s customized to your wants and needs. Tiny homes, like other examples of alternative housing, also fall into a very niche market, so it may be harder to sell your home.

Several counties in Missouri don’t have zoning or building codes, which means Missouri is the place to be for tiny house living! Be careful, though, with the cities, as in a few Missouri cities tiny houses are illegal.

How much does a tiny home cost in Missouri?

Whatever reason you may have for veering in the tiny house living direction, why not take a look at some amazing tiny homes on sale in Missouri right now.

Article Quick Links:

  • Cedar Breaks
  • Tiny Turquoise Cottage on Wheels, Kansas City, Missouri
  • Morel, The Sustainable Country Cottage: Rutledge, Missouri
  • Certified NOAH Tumbleweed Cypress: Kansas City, Missouri
  • Chateau Series, Country Cottage
  • The Universal Dome: Kansas City, Missouri
  • Harvest Moon in MO: Fairdealing, Missouri
  • 40′ Container Home, Empty Nester With Loft Added: Archie, Missouri
  • Custom Tiny House: Buckner, Missouri
  • 12×28 Cabin: Potosi, Missouri
  • Tiny House: Maplewood, Missouri
  • Gypsy Wagon Truck Camper: Washington, Missouri
  • 54 Passenger Skoolie: Kansas City, Missouri
  • Dream Highway House: Kansas City, Missouri
  • Classic Series, Tiny House
  • Tiny House: Festus, Jefferson County, Missouri
  • Tiny House: Tipton, Moniteau County, Missouri
  • Tiny House: Chaffee, Scott County, Missouri
  • Tiny House: Warsaw, Benton County, Missouri
  • Tiny House: Willow Springs, Howell County, Missouri
  • Buyer’s Guide
  • Frequently Asked Questions
    • What Price Range Applies To Tiny Houses?
    • Where Can I Buy A Tiny House?
    • How Do I Insure A Tiny House?

Cedar Breaks

How much does a tiny home cost in Missouri?

This tiny house can be built for you by Utopian Villas.

A unique and compact, 400 square feet, tiny house to make your home. The skylights are perfect for stargazing. The large kitchen window lets in the light.

Tiny Turquoise Cottage on Wheels, Kansas City, Missouri

How much does a tiny home cost in Missouri?

A fully equipped 22′ x 8′, 176 sq. ft, turquoise tiny house on wheels THOW. Lofted bed, one bathroom with a shower, sink, and a composting toilet. The heating and cooling systems have been upgraded. Upgraded 400 foot heated electric water hose that leads into the house.

Morel, The Sustainable Country Cottage: Rutledge, Missouri

How much does a tiny home cost in Missouri?

A 250 square foot tiny house, constructed from straw bale and earthen plaster. Studio style living area finished in yellow plaster and natural wood tones.

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Substantial greenhouse attached to the south-facing wall. Stained glass windows give this home panache. Complete kitchen with running water from a 700-gallon cistern.

A Jotul cast-iron stove, rated for an 800 square foot space, is great for heating. There’s a composting toilet. Shower facilities are shared by community members just a short walk away.

Certified NOAH Tumbleweed Cypress: Kansas City, Missouri

How much does a tiny home cost in Missouri?

A 2019 Tumbleweed Cypress 20-foot tiny home. Never-used induction stove top and shower. The exterior has an LP Diamond Coat System and all siding has a 30-year warranty. The metal roof has a 50-year warranty.

Chateau Series, Country Cottage

How much does a tiny home cost in Missouri?

Missouri-based Classic Buildings will build this tiny house just for you. It has a great storage area over the porch and a cathedral ceiling.

It can have a shingle or metal roof, depending on your tastes. There are options to get 30 x 40 insulated windows, a 4′ porch with railing and much more.

The Universal Dome: Kansas City, Missouri

How much does a tiny home cost in Missouri?

The Universal Dome is a 14’ x 9’ Geodesic dome made of Fiberglass Reinforced Plastic. It can withstand hurricane force winds, and up to 30 feet of snowfall pressure. All domes can be customized in size.

A range of upgrades are available; such as insulation, aluminum doors, additional windows, various colors. It comes with a 30-day money back guaranty and an 18-month warranty. The Universal Dome could easily become a functioning tiny home, perfect for off grid living.

Harvest Moon in MO: Fairdealing, Missouri

How much does a tiny home cost in Missouri?

This farmhouse style 8 x 24 feet THOW has two sleeping lofts, split unit air and heat, an eating bar and a spacious bath.

40′ Container Home, Empty Nester With Loft Added: Archie, Missouri

How much does a tiny home cost in Missouri?

A 40′ shipping container tiny house; 320 square feet on the main floor and 80 square feet in the loft.

All electric, with full size kitchen appliances, custom built kitchen cabinets, granite countertop, farm sink, dishwasher and garbage disposal. The bathroom has an oversized bathtub, a normal toilet and a vanity.

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Made from engineered wood flooring. Mitsubishi Hyper heat and cooling system. The loft can take a king size bed and has cubbies in the rear and a desk-top in the front.

Custom Tiny House: Buckner, Missouri

How much does a tiny home cost in Missouri?

A brand new 6’ x 16’ tiny house. Interior is tongue and groove pine. Full bathroom with flushing toilet and separate shower. Sleeping loft. Complete kitchen with butcher block counter tops and all brand-new stainless-steel appliances, including an LP gas stove.

Brand new combination heating and air conditioning unit. Tankless LP Hot water heater. Exterior has a galvanized steel roof, an awning for outdoor living, and brand-new trailer tires.

Well-insulated and energy efficient. Designed to use in any RV park for electrical plug in, sewer, and water connections. Can be delivered with additional shipping costs.

12×28 Cabin: Potosi, Missouri

How much does a tiny home cost in Missouri?

A 12 x 28 cabin, with a 7 x 11 loft, having cellulose insulation, a metal roof and pine siding. The cabin is portable.

Tiny House: Maplewood, Missouri

How much does a tiny home cost in Missouri?

At just 476 square feet, this is the perfect little house for empty nesters or someone who travels frequently. It has everything necessary.

One bedroom, 1.5 bathrooms (the half-bath is in the basement). Sliding barn doors are a stylish space-saver. Restroom and shower are clean and orderly. Storage available in the basement.

Gypsy Wagon Truck Camper: Washington, Missouri

How much does a tiny home cost in Missouri?

Fits a mid-size or half ton short bed truck. Small shower room with a toilet and gas-electric refrigerator, with a small sink and counter. There’s a four-burner stove and oven, on demand water heater and LED lights.

Sleeping area over the cab has a queen size bed. There’s a 6-foot bench on one side of the camper that can be used for another sleeping area. Converts to a small dinette area.

54 Passenger Skoolie: Kansas City, Missouri

How much does a tiny home cost in Missouri?

1972 Ford b600 54 passenger skoolie. 330 light duty gas engine, with 8000 miles and 4 speed manual transmission. There’s some rust. The inside needs updating. There are two booths. In the back a U-shaped booth turns into a full-sized bed.

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The other booth, across from the kitchen, turns into a twin. Propane oven/range, two-way fridge, wet bathroom with sink and vanity and chemical toilet. Electric in place. There’s no generator.

Dream Highway House: Kansas City, Missouri

How much does a tiny home cost in Missouri?

The Highway House is off grid with full solar. It has a domestic fridge and a composting toilet. There’s a convertible space ready to be made into whatever you fancy.

Classic Series, Tiny House

How much does a tiny home cost in Missouri?

The Tiny House can be built for you by Classic Buildings. There are eleven different floor plans to choose from. Standard features include a 6” overhang on all sides, 36” house door with window and either a shingle or metal roof. You can opt to have a loft, framed out rooms, an insulated floor and other options.

Tiny House: Festus, Jefferson County, Missouri

How much does a tiny home cost in Missouri?

A great building lot in a quiet neighborhood. The lot includes a tiny home. There’s some termite damage to the home. Confirm with title and/or city. No utility easements across property to prevent building. Beautiful lot with large mature trees.

Tiny House: Tipton, Moniteau County, Missouri

How much does a tiny home cost in Missouri?

This tiny house has two bedrooms and one bathroom. It needs work to turn it into the ideal home. There’s a shed which could be another tiny home on the property that can be bought at an additional amount, or negotiated within the sale.

Tiny House: Chaffee, Scott County, Missouri

How much does a tiny home cost in Missouri?

A 2018 NOAH certified tiny home on a lot. Pressed tin ceilings, one bath with antique chest of drawers, living area with wood-like vinyl flooring and kitchen. Large loft bedroom. Plumbed with off-grid capability. Well insulated. Metal roof. Two propane tanks.

It comes with a ‘bunk-house’ that is finished and has baseboard heat and A/C window unit, which would make a great workshop area or guest bedroom.

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Tiny House: Warsaw, Benton County, Missouri

How much does a tiny home cost in Missouri?

A ranch-style tiny house, with one bedroom, one-bathroom, open living, dining and kitchen. This house has been updated and comes completely furnished. A covered deck and a concrete patio with fire pit and built-in BBQ. Central heat/air. A quick walk takes you to the marina with boat slip rentals.

Tiny House: Willow Springs, Howell County, Missouri

How much does a tiny home cost in Missouri?

Located in the Jack’s Fork Farmsteads, this tiny home is homestead ready. It has over five acres of fenced land, with raised gardens, native trees and shrubs and a chicken coop. There’s an out building with an attached breezeway. The property has a fireplace and wood siding.

Does Missouri allow tiny houses?

In Missouri, special permits are not required for tiny houses on wheels as long as the living area is less than 320 square feet (excluding built-in equipment—such as wardrobes, closets, kitchen units or fixtures—and bath and toilet rooms), and the home is towed by a motorized vehicle.

Is it cheaper to build or buy a tiny house?

It's typically cheaper to build a tiny house than to buy one prebuilt, but don't get too caught up in the savings. You may underestimate the job you're taking on by choosing to build yourself, as one small mistake can end up costing extra time and money to fix.

How much is a 300 sq ft tiny house?

1-Story Tiny House Single-story tiny homes range from $20,000 to $75,000 on average for prefab construction. For custom construction, costs range from $25,000 to $120,000. These costs assume a size of between 100 and 300 sq. ft.

Are there any tiny home villages in Missouri?

There is a total of eight lots for tiny homes. After the success of their flourishing west Fort Worth, Texas, location, the creator of The Hideaway Villages recently expanded to Missouri.