Routing numbers are codes of between 8 and 11 digits used by BMO Harris and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they're used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your BMO Harris account.
Which BMO Harris routing number do I need?
The routing number you need to send or receive money through BMO Harris depends on whether your payment or transfer is domestic or international.
Payments and debits between US accounts | ACH routing number | 071025661 |
Wire payments between US accounts | Domestic wire transfer number | 071025661 |
BMO Harris ACH transfer routing number
The ACH routing number for BMO Harris is 071025661. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.
BMO Harris wire transfer routing number
The routing number for US wire transfers through BMO Harris is 071025661. You can use this same number to receive international wire transfers to your BMO Harris account.
BMO Harris SWIFT code
The SWIFT code for international wire transfers through BMO Harris is . SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
- The bank's name
- Its country code
- Its main headquarters
- A particular branch
How to confirm the routing number for BMO Harris on your own
Look at a paper check associated with your BMO Harris account to find the routing and account numbers for your account.
Other ways to confirm the correct BMO Harris routing number include:
- Call your bank. Your local BMO Harris branch or toll-free support line can provide you with routing numbers.
- Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
- Search Fedwire. Use your name, city or state to look up routing numbers for BMO Harris or double-check the one you have is correct.
Can routing numbers for BMO Harris change?
Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While BMO Harris is headquartered in Chicago, services or branches in states outside of Illinois may require a different routing number. Confirm routing numbers with a BMO Harris agent if you're not sure.
Bottom line
Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how BMO Harris and other financial institutions use these codes to manage your money in our guide to routing numbers.
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Are you searching for your BMO Harris routing number? Unlike some other banks, BMO Harris uses one routing number for personal accounts. Once you locate your BMO routing number below, you can pay bills, set up direct deposits, order checks, make ACH transfers, and more. The BMO routing number for domestic and international transfers is the following; Remember that you will also need your BMO SWIFT code for international wire transfers. Are BMO Harris routing numbers the same for everyone? The BMO Harris bank routing number is 071025661, which is valid for BMO personal accounts. The BMO routing number remains the same regardless of which state the account was opened or where you currently reside. Unfortunately, BMO Hariss does not list
SWIFT codes on their site. Some online sources point towards HATRUS44 OR HATRUS44XXX as the SWIFT code.BMO Harris SWIFT code for international wire transfers
Since we cannot confirm this information, we highly suggest you contact BMO Harris directly before trying to initiate any international wire transfers.
There is no harm in checking with BMO Harris beforehand to avoid any issues with your wire transfers.
BMO Harris routing number for ACH transfers
For ACH transfers to another BMO Harris account, use the BMO ACH routing number 071025661.
What is a routing number?
In the United States, financial institutions use an ABA nine-digit code to identify themselves.
This code is known as the routing number or ABA routing numbers (ABA-RNT).
It’s frequently a question, does my routing number matter? Yes, these numbers ensure that your funds transfer correctly.
If you plan on making a wire transfer, contact your bank beforehand to ensure you gather all the information you need and know all the steps ahead of time.
Since wire transfers tend to be irreversible, double-check all your account’s personal and banking details and that of the recipient.
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Number
Other ways to find your BMO Harris routing number
Here are some other easy methods to locate your BMO routing number when in a pinch for time.
Use a check
Referring to your checkbook is one of the fattest ways to locate your BMO Harris routing number.
Just look at the bottom left of your check, as shown in the image below, to locate your routing number.
The routing number will be nine digits. Your account number will be to its right (this number can be between 7 to 16 digits).
Contact BMO Harris
For general banking service information, you can use the number: 1-888-340-2265 if calling from within the United States.
For calls made outside the U.S., dial 1-847-238-2265.
BMO Harris business hours are CT Monday through Friday from 7 a.m. to 10 p.m and 8 a.m. to 8 p.m. on Saturdays and Sundays.
For accessible banking, BMO Harris accepts calls through (TRS); clients can dial 711 to connect.
Through BMO online banking or on your statement
You can locate your BMO Harris routing number if you log into your online banking profile.
Your routing number should also be available on your bank statement.
Fedwire
You can search for your BMO Harris routing number on the Federal Reserve’s website.
FAQ for BMO Harris
Other routing number articles
- Wells Fargo Routing Numbers by State
- BOA Routing Number [List by State]
- Citibank Routing Numbers
- Find Your Netspend Routing Number
About the author
Clara is the founder of Blue World Dreams, an entrepreneur & budget-savvy personal finance expert. She’s invested in helping others attain financial freedom using her knowledge from running a successful seven-figure corporation and building an extensive and diverse investment portfolio. Find out more.