Arkansas Federal Credit Union debit card

Enjoy a simple account designed to meet your everyday financial needs without worrying about a minimum balance requirement. Plus, you’ll have access to online banking, the Arkansas Federal mobile app, and more!

Features & Benefits

Early Pay

Tired of waiting for payday? Connect your direct deposit to your Arkansas Federal checking account and get paid up to two days early with Early Pay. Direct deposit and earlier availability of funds in your Arkansas Federal account are subject to your employer/payer, or benefit provider’s funding. Actual payment dates may vary.

Save Automatically

With Cents to Savings, we’ll round up your debit card purchases to the nearest dollar and send the difference to your savings.

24/7 Card Control

Enjoy overdraft protection, text alerts, and fraud protection. Plus, turn your card on and off, set spending limits, and receive alerts with Card Defend.

Also Included

• Free online and mobile banking to check your balances, transfer funds, easily apply for loans, and more
• View your credit score, monitor activity, and learn what impacts your score with Credit IQ
• Quickly and securely send money to friends and family with Zelle®
• Online bill pay
• Access to e-Statements, e-Notices, and e-Alerts
• Get your pay safely and conveniently with direct deposit

Go Cashless

When you add Apple Pay, Google Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.

Platinum Classic Mastercard®

Ideal for those who want an everyday low rate – as low as 8.25% APRAPR is Annual Percentage Rate. No annual fee. Cash Advance fee = 3.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of transaction. Offer subject to change without notice and may end at any time. Foreign transaction fee for the Platinum Classic Mastercard and Platinum Secure Mastercard is 1.00%. As of 09/02/2022, the standard variable APR for the Platinum Classic Mastercard is 8.25% -- 18.00%. This rate is variable and subject to change. Balance transfer and cash advance fees are subject to transaction fee of 3.00% of total transaction amount. Full Credit Card Account Agreement and Disclosures. All loans subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required.

• $0 annual fee1
• Plus, you’ll have access to Card Defend, Authorized User, and other built-in Mastercard® benefits

World Mastercard®

Best if you have established credit and want to earn rewards and enjoy premium travel benefits.

• Earn 2% cash back for every dollar spent Earn 2 points for every $1 spent on purchases. Points may be redeemed for cash back equal to 2.00%. Cash Advances and Balance Transfers do not earn points.  
• $0 annual feeAPR is the Annual Percentage Rate. World Mastercard. No annual fee. Balance transfer and cash advance fees are subject to transaction fee of 3.00% of total transaction amount. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer subject to change without notice and may end at any time. As of 09/02/2022, the standard variable rate is 13.24%– 18.00%. All loans subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.
• Plus, you’ll have access to Card Defend, Authorized User, and other built-in Mastercard® benefits

Platinum Secure Mastercard®

A great card if you want to build your credit.

• $0 annual feeAPR is the Annual Percentage Rate. Platinum Secure Mastercard. No annual fee. Cash Advance fee is 3.00% per transaction. Late payment fee up to $40. Interest on cash advances will be charged by the member’s standard APR on the balance from the date of the transaction. Offer subject to change without notice and may end at any time. As of 07/02/2022, the standard variable APR is 18.00%. Foreign transaction fee is 1.00%. All loans are subject to credit approval and restrictions may apply. Membership with Arkansas Federal Credit Union is required. Full Credit Card Account Agreement and Disclosures.
• Plus, you’ll have access to Card Defend, Authorized User, and other built-in Mastercard® benefits

Go Cashless

When you add Apple Pay, Google Pay or Samsung Pay to your credit or debit card, you not only save time at checkout, your payments are safer. Click the logos below for information on how to get started.

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