When I moved from Pittsburgh to Baltimore, I needed a new bank account and settled on Bank of America. With a massive geographic footprint as one of the largest banks in the nation, a branch or ATM was always around the corner. That’s because, over the years, Bank of America has expanded their locations as a result of acquiring other banks and now boasts over 4,600 branches and an ATM network of nearly 16,000. It’s huge and ubiquitous. It also means that it has a huge list
of ABA routing numbers – which can get tricky if you need to know your number and don’t have a check handy. So, if you’re looking for your Bank of America routing number, we can help you find it using one of three easy ways: Your Bank of America ABA routing number will be based on the state in which you opened your account, not where
you live now. It gets a little messy for those states in which you have to figure out where in the state you live – where’s the line for north Texas vs. south Texas? And which south Texas are you? That’s why we have backup ways to find this. This is, by far, the easiest way to find your number but it requires a personal check. If you don’t have one, you’ll have to call
Bank of America. Once you have your personal check, the number is printed on it directly. Your checks contain a tremendous amount of important banking information, which is why you need to keep them secure, and here’s an example of one: The numbers at the bottom are your account number and the bank’s ABA routing number. The nine-digit number highlighted in red is the ABA routing number. The other one, which we highlighted in green, is your account number. Sometimes the order of the numbers are switched but your ABA routing number is always a nine-digit number. If you’re unsure, you can use American Bankers Association Routing Number lookup tool to confirm or check it against the above list. There are three ways you can “ask” Bank of America. You can call them at 844-375-7028, go through the verification process, and then ask. Next, you can review their FAQ on their website and update your ZIP code to show your ABA routing number. Remember, it is the zip code where you opened your account, not where you live right now. Finally, you can log into your account to find it. If you are using the website, sign in and go to the Information and Services tab. If you are using their mobile app, get to your account details and scroll down. You will see it under the Account Info section. Different Routing Number for Wire TransfersThe ABA routing numbers are useful only for ACH transfers. If you are receiving a wire transfer, then the code will be different – fortunately, it’s a simpler system with one number for domestic wire transfers and one for international wire transfers. Wire transfers are “better” than an ACH transfer because they’re faster by a few days – they’re also more expensive. An ACH transfer is free whereas incoming and outgoing wire transfers may cost a fee. The fee varies based on the type of account you have with Bank of America.
For international wire transfers, if you are unsure if it’s in U.S. Dollars or foreign currency, use BOFAUS3N. If you’re receiving a wire transfer, here’s the other information you may need to provide:
For foreign currency:
There you have it – an easy way to find the ABA routing number (and the SWIFT code) for Bank of America! If you're thinking about opening an mph.bank spend account, learn how you can earn a fat bonus for satisfying a few simple, albeit long, requirements. Because
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forty-something father of four who is a frequent contributor to Forbes and Vanguard's Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics from Carnegie Mellon
University, an M.S. in Information Technology - Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life. One of his favorite tools (here's my treasure chest of tools,, everything
I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you're on track to retire when you want. It's free. He is also diversifying his investment portfolio by adding a little bit of real estate. But not rental homes, because he doesn't want a second
job, it's diversified small investments in a few commercial properties and farms in Illinois, Louisiana, and California through AcreTrader. Recently, he's invested in a few pieces of art on Masterworks too. >> Read more articles by Jim Opinions expressed here are the author's alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities. What is the routing number for Bank of America transfers?Bank of America routing numbers for wire transfers
The routing number for Bank of America is 026009593 for domestic and international wire transfers.
Where is the account number on a Bank of America check?Find your account number on a check
Your account number is on the bottom of a check. It's the second set of numbers, between the nine-digit routing number and the check number.
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