How do I deposit a check using the Credit Union ONE Mobile Banking App?
Show How do I endorse a check for Mobile Check Deposit?On the back of the check in the endorsement area, sign your name as it is listed on your Credit Union ONE account. Under your signature, print the words “For Mobile Deposit at Credit Union ONE”. If Mobile Check Deposit will not accept your check, please bring it to the Credit Union ONE branch nearest you to make your deposit. What are some tips for taking a good photo of my check?
Who is eligible to use Mobile Check Deposit?Mobile Check Deposit is available to Credit Union ONE members who have/are:
Is there a fee to use Mobile Check Deposit?No. There is not a fee for this service, however, mobile carrier fees may apply. What devices can I use to deposit checks?Mobile deposits are available with Credit Union ONE’s mobile app using Android smartphones and Apple devices with rear-facing cameras. What accounts can I deposit funds into using Mobile Check Deposit?You can deposit funds into your Credit Union ONE personal checking or savings accounts. Can I make loan payments using Mobile Check Deposit?While you cannot apply a check deposited through a mobile device directly to a loan, you can use Credit Union ONE’s online or mobile banking to transfer available funds to the loan balance once the check has been posted to your checking or savings account. Will I have funds available immediately after depositing a check through Mobile Check Deposit?Yes – up to $200 is available immediately, and remaining funds are usually available in two business days after the deposit. Please refer to Credit Union ONE’s Funds Availability Disclosure Policy for full details. What checks are ineligible for deposit?Credit Union ONE reviews each item deposited through Mobile Check Deposit, and may return the check if there are issues with the deposit. Examples of ineligible checks include:
Please refer to Credit Union ONE’s Mobile Deposit Terms of Service for further information. What do I do with the check after I make the mobile deposit?Credit Union ONE recommends that once you confirm your deposit has posted (via your Online Banking account history or monthly statement), keep the check in a secure place for 180 days from check posting date. After 180 days, it is safe to destroy the check.
BrightStar Credit Union Mobile Banking allows you to check balances, transfer funds, view transactions and check messages from anywhere, anytime. It’s fast, free and available to all of our online banking users. With this app you can do the following: - Check balances 24/7 Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time. This app may share these data types with third parties Location, Personal info and 6 others This app may collect these data types Location, Personal info and 7 others Data is encrypted in
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Someone must have read my review below, because they fixed it! Thanks!!! The app is great but there was 1 day that I could get to my credit card info by just clicking the credit card from the home page. Now if I do it, it says I have to go through the menu, click on Payments then click on the credit card. It's not that big of a deal but it would be easier if I could just click on 1 thing from the home page. 4 people found this review helpful
Very nice to have. You can keep account of your spending when you login. Real-time on purchases, everything. I love it.
Doesn't let me deposit my checks when I'm doing everything correct. I never had this problem before and it's starting to happen more often. I gotta take the same picture 50 times for it to work What's newPerformance enhancements. How long does it take for a mobile deposit to go through safe credit union?Remote Deposits
The first $225 of a deposit of other checks will be available on the business day of deposit. The remaining funds will be available on the second business day after the date of deposit.
Are mobile deposits available same day?Funds will generally be made available the same day if deposited on a business day before 8:00 PM. The daily deposit limit is $5,000 per account. For peace of mind, you'll receive an email when you deposit the check AND when the funds are available in your account.
How long until mobile deposit funds are available?In some cases, a mobile check deposit can be available within just a few minutes of uploading the check into the mobile banking app. However, it usually takes around one business day for deposits to go through. Following instructions from the bank carefully regarding uploads can speed up the deposit timeline.
What time of day are mobile deposits available?Mobile Check Deposit. |