Around 17 million Americans received payments from either Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) at the end of 2021. Show
Eligibility requirements for SSI benefits are fairly strict as the programme is designed to support specific groups of low-income Americans. Recipients of SSI payments must be aged 65 or older, blind ordisabled. The eligibility for SSDI payments are more difficult as claimants must have a disability, from this list, that prevents them from working. Related stories:
For claimants, there are no rules in place to prevent them from receiving both parts of benefit support. However, receiving both payments could take you over the income threshold for SSI payments as SSDI payments are included in counting towards the eligibility for the former. What money can be received from the two benefit systems?Unlike SSI payments, SSDI benefits have no financial cut off point and are provided to recipients regardless of their financial situation. This means that if people are receiving both payments then the SSDI payments could detract from SSI payments. Lets break it down. SSI payments have an income threshold that recipients must fall underneath to qualify. In 2022, the SSI standard for limited income is income of up to $841 a month for an individual or $1,261 a month for a couple in which both people are beneficiaries.
This limited income is called “countable income”, basically a way of measuring a recipients total income. This includes aspects like wages from jobs, pensions, and veterans benefits. Not all income is included in this, such as covid-19 stimulus payments and disaster assistance. Importantly, for our discussion, SSDI benefits are included as “countable income” as it falls under the category of “unearned income” like investments. So yes, it is possible to receive payments for both bits of support. Be aware, however, that the claiming of SSDI benefits will detract from the amount of SSI received. Most of the time this will pose no problem, as SSI recipients will have retired from work anyway, preventing disabled claimants from receiving more support compared to able-bodied people.  You could receive Supplemental Security Income (SSI), in addition to Social Security Disability Insurance (SSDI), if you meet the qualifications for both programs. Because SSDI qualifies as unearned income, these benefits count toward the income limits for SSI. This means you must qualify for a low benefit amount to receive both SSI and SSDI at the same time. For more information on disability benefits, contact Berger and Green. Our disability lawyers can help you file your application for SSI and SSDI or handle your appeal if you received a denial. Call today for a free consultation. What are the Differences Between SSDI and SSI?SSDI bridges the gap between the time a worker can no longer work and when they can begin withdrawing Social Security retirement benefits. It provides a way to continue to have regular income even if you have a health condition that prevents you from earning a living. On the other hand, SSI provides additional income for those who cannot work and have little income and few assets. The goal of these payments is to allow families to afford their basic needs, such as food and clothing. Most people who meet the qualifications for SSI benefits will also receive medical coverage under Medicaid. When You May Be Eligible for Both SSI and SSDIIf you are already drawing SSDI benefits and your monthly award is low, you could also qualify for SSI. This situation might apply if you:
Our firm can help you understand the qualifying criteria and other rules related to these programs and explain your options for getting as much income as possible. Then, as your legal representatives, we will help you fight for the benefits we believe you qualify for—even if your initial application got denied. How You Qualify for SSDI and SSIGetting both SSDI and SSI is sometimes complex. You need to meet the strict guidelines for both programs and also qualify for only a small benefit from SSDI. SSDI QualificationsTo qualify for SSDI, you must meet the definition of disability from the Social Security Administration (SSA) and have the required number of work credits. Based on your age, you will need to have earned anywhere from six to 20 credits within a specified span of time. In general, your condition must prevent you from performing work-related activities for at least a year to be a qualifying disability. The SSA will review your ability to work in any capacity, and your average monthly earnings. SSI QualificationsTo qualify under SSI eligibility requirements, you must:
In addition, all SSI recipients meet strict income guidelines and have minimal assets and holdings. Remember, your unearned income from SSDI will count toward your total income. Our attorneys understand the strict requirements of these benefit programs. We can examine your application and offer our determination on whether you meet the criteria for SSDI and SSI benefits. If something is missing or incorrect on your application, our team can help you address it—and take the necessary steps if you receive a denial. How You Can Fight a Benefits DenialIt is not unusual to receive a denial for one or both of these benefit programs, even if you feel certain you qualify. When this happens, it is important to remember you are not alone. A denial does not mean you will never be approved for benefits. The SSA can deny you based on a number of reasons. You might have received a denial if:
Some of these factors affect both SSDI and SSI, meaning you could receive a denial notice for both programs. If this happens to you, you have 60 days to request an appeals hearing in front of an Administrative Law Judge. Our Law Firm Can Help You Navigate a Denial of SSI or SSDI BenefitsIf you call us during this period, we can handle the disability appeals process for you, walking with you every step of the way. We will:
If we can get you approved for benefits after the hearing, you will begin getting monthly benefits from the SSA within weeks. You might also get back benefits, which cover the time from your original application through the date of your appeals hearing. Benefits of Working with a Disability Lawyer from Our TeamWe believe every case is unique and approach it as such. Our legal team can help you understand the qualifications for getting both SSDI and SSI benefits. We will explain the criteria you must meet and can help you fight a denial if the SSA does not approve your claim. If your impairment was the result of a negligence accident, our personal injury team might be able to help you file for additional compensation. Moreover, you won’t have to worry about being able to afford legal representation. For both disability and personal injury cases, we work entirely based on contingency. If we do not succeed in retrieving benefits or compensation in your case, there is no fee for our services. You only pay if we win. How You Can Hire a Disability Attorney for Your CaseAt Berger and Green, our attorneys have served clients in Pittsburgh with their injury cases for over four decades. With our full-service practice, we aim to address all of your needs so that you have no need to worry about your case as it moves forward. Call our office today to discuss your case with a member of our team. We may be able to assign a lawyer to your case right away. Call or text 412-661-1400 or complete a Free Case Evaluation form When can you get SSI and SSDI at the same time?If your SSDI benefit is under the current SSI monthly payment amount and you qualify for SSI, you'll get an SSI payment. Simply put, if your SSDI benefit is less than the set maximum per month, you can get both SSI and SSDI benefits at the same time.
What happens if your approved for SSI and SSDI?Yes, you can receive Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) at the same time. Social Security uses the term “concurrent” when you qualify for both disability benefits it administers. However, drawing SSDI benefits can reduce your SSI payment, or make you ineligible for one.
Should I apply for both SSI and SSDI?You would not have to apply for both separately, and if the SSA feels you meet the requirements and it's necessary, they will approve you for concurrent benefits. Because of the SSI limit, many SSDI recipients are deemed ineligible for SSI because their SSDI payment is higher than the federal benefit rate (FBR) limit.
Which pays more SSDI or SSI?In general, SSDI pays more than SSI. Based on data from 2020: The average SSDI payment is $1,258 per month. The average SSI payment is $575 per month.
|
Can i receive ssi and ssdi at the same time
Postagens relacionadas
direito autoral © 2024 cemle Inc.
