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Nobody likes to wait. But waiting for a new credit card to arrive in the mail seems inevitable after opening a new credit card. After all, the bank needs to print a personalized card and mail it to you. But what if there was a quicker way? Maybe some sort of digital card for a digital wallet. It turns out that technology is available, and Chase is using digital wallets to make it easy for new cardholders to start spending on a new card right after you open it. Chase has aptly dubbed this feature “Spend Instantly.” Eligible Chase cardholders can start using a new Chase card just after being approved by adding the new card to a digital wallet—such as Apple Pay or Google Pay. However, you’ll need to have an eligible Chase card and know the process to add it. Let’s show you how. Featured Partner Offer Chase Freedom Flex℠Up to 5X Reward Rate Earn 5% cash back in categories that rotate quarterly on up to $1,500 when enrolled, 5% on travel purchased throughRead More Regular APR17.99% - 26.74% Variable Credit ScoreExcellent, Good (700 - 749) Editorial Review This card has the brawn to handle just about all of your credit card spending needs without an over-inflated price tag. The card has an annual fee of $0, yet comes with a pumped-up earnings structure that covers a wide swath of expenses including travel, drugstores and dining plus rotating quarterly bonus categories in areas many households are likely to find appealing. Pros & Cons
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How to Use Chase Spend InstantlyTo use Chase Spend Instantly, you’ll need to start in the Chase Mobile app (Android, Apple). Log into your Chase account and select the card you want to add to a mobile wallet. Scroll down to Account Services and click the Digital Wallets link. Choose which digital wallet you want to use. Chase will display a list of cards that are eligible to add to a digital wallet. Tap on the card you want to add. Finally, read and accept any terms and conditions to add the card to your digital wallet. Currently, Chase cards can be added to three digital wallets:
Read More: Going Touch-Free: How To Set-Up and Use a Mobile Wallet Which Chase Cards Let You Spend InstantlyMost Chase consumer cards can be used right after approval through Chase Spend Instantly. These include Forbes Advisor favorites such as the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, United℠ Explorer Card and IHG® Rewards Premier Credit Card*. In fact, it’s easiest to just share which Chase cards aren’t eligible for Spend Instantly:
You can still add these ineligible cards to a digital wallet. However, you’ll need to wait until your physical card arrives in the mail before you can do so. Read more: The Best Chase Credit Cards Benefits of Chase Spend InstantlyChase Spend Instantly solves a problem that most credit cardholders are all too familiar with: waiting for a new credit card to arrive in the mail. Whether you’re excited to use new benefits or just want to start spending toward the welcome bonus, it can be frustrating to wait for up to two weeks for your new Chase card to arrive. New Chase cardholders can request expedited processing, but it will still take a few days for your new Chase card to arrive in the mail. While you’re waiting, the clock is ticking. Chase welcome bonuses typically award bonus points or miles after you spend a certain amount in a defined time period. And that time period starts the day you open your card—regardless of how long it takes for your card to arrive in the mail. By adding your new Chase card to a digital wallet, you can start using that card the day you opened it. For example, new Chase Sapphire Reserve® cardholders can get approved for a card and then utilize the $300 Annual Travel Credit to book a trip that same day. And, by booking that trip through the Chase Ultimate Rewards® portal, you can earn up to 10 points per dollar spent—after the first $300 is wiped out by the travel credit.The card earns 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases. Best of all, purchases will help you work toward earning the 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening . The Best Chase Credit Cards Of 2022Find the best Chase credit card for your needs. Bottom LineChase has an option to “Spend Instantly” on newly approved Chase cards. To set this up, you’ll need to add your new card to a digital wallet via the Chase Mobile app. Then you can instantly start spending on the card to work your way toward earning the sign-up bonus. Since only a few cards are ineligible for this option, the odds are good that your next Chase card is eligible. How do I find my credit card number without my card?Call the credit card company.
If you do not have access to your credit card and you can't find your account number on your statement or online, call your credit card company to get your account number. The number for your credit card company should be located on your bill, or you can look online to find it.
Where can I find Chase credit card account number?Here's where to find your numbers: The 9-digit number on the bottom left is your routing number. After the routing number is your account number on the bottom center.
Can I find my full credit card number?Here's where to find your card number: Your 16-digit card number is on the front of the card. The card expiry date is located below the card number in the format 00/00. The three-digit security code is located on the back of the card.
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