Although you live in a largely digital-led world, sometimes you still need cash. And the easiest way to get it is from an ATM. Normally, to withdraw cash from an ATM, you need a Debit Card/ATM card, but that is not always true. With an HDFC Bank Savings Account, you can now make cardless cash withdrawals. Yes, you heard that right! This facility enables you to withdraw cash securely and conveniently from ATMs without using a bank card. Even your beneficiaries can get cash from the ATM with just a mobile number. Show
Here’s how you can use the Cardless Cash feature with HDFC Bank:
You need to add a beneficiary before initiating the request.
For security reasons, the beneficiary will be activated after a period of 30 minutes. Request for cardless cash withdrawal through HDFC Bank NetBanking
A successful cardless cash withdrawal request will be valid for a period of 24 hours from the time of creating the request. After expiry of 24 hours, the request will be reversed. Cash withdrawal from HDFC bank ATM by the beneficiary The beneficiary will receive a 4-digit One Time Password (OTP) and a 9-digit order ID via SMS once the cardless cash withdrawal request is successfully authenticated. The beneficiary must visit an HDFC Bank ATM and select the ‘Cardless Cash’ option displayed on the screen. Then, enter details such as OTP, beneficiary mobile number, 9-digit order ID, and the transaction amount. Once the above details are validated, the cash will be disbursed by ATM.
Cardless cash withdrawal requests can be initiated for a minimum of Rs.100 per transaction and up to a maximum of Rs.10,000 per day or Rs.25,000 per month for a beneficiary. Benefits of cardless cash withdrawal: Convenient You can create a request by logging into HDFC Bank NetBanking, which is accessible 24/7. You can also use it to transfer cash to a beneficiary just by using their mobile number. The beneficiary need not hold a bank account and can withdraw cash instantly without an ATM / Debit Card. For instance: Suppose you need to send cash to your child who doesn’t have an account. With this facility, you can send money to them instantly through their mobile number. Secure This facility is safe and reduces frauds and skimming of Debit Cards at ATMs while transacting. Click here and get started on your Savings Account! To take advantage of this convenient service offered by HDFC Bank, India's No.1 Bank*, sign up for an HDFC Bank Savings Account. Based on your requirements, you can opt for a Regular or SavingsMax, Specialé Gold and Specialé Platinum, Women
Savings account or any other. And with the InstaAccount page, you can open an account instantly through a digital process. This way, you can skip visiting the bank and complete your video KYC from wherever you are. Click here and get started on your Savings Account !
*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Last updated on June 6th, 2021 You have a sudden need to withdraw cash from your bank account. However, you forgot to bring along your ATM card! Is it still possible to withdraw money without an ATM card in Singapore? Contents
There are 4 ways that you can withdraw money in Singapore without an ATM card:
#1 SoCashSoCash allows you to withdraw cash from cashpoints all around Singapore. It turns your local stores into virtual ATMs.  All you need to do is to walk into the store, scan the QR code and you are able to receive money! Here are some merchants that have partnered with SoCash:
Some shops such as 7-Eleven may require you to make a purchase before you can withdraw cash from them. Send your funds from 3 banksYou may be wondering, how do you pay SoCash? You can use 3 different iBanking platforms to pay SoCash. This includes:
You will then be redirected to the bank’s login page to facilitate the transfer. You will be issued a QR code to let the merchant scanAfter you have transferred the money to SoCash, you will be given a barcode to let the merchant scan. After the merchant scans your barcode, you will be issued your cash! You can use SoCash directly from Standard Chartered’s mobile banking appIf you only have a Standard Chartered bank account, you can use SoCash as well. You can tap on the SoCash button to access this service. The process will be same as using the other 3 banks (OCBC, DBS or ICBC). You cannot use a UOB bank account to withdraw money with SoCashUnfortunately, you are unable to use a UOB bank account with SoCash. It is still possible to withdraw from your UOB bank account using UOB Contactless ATM instead. SoCash expands the places you are able to withdraw cash fromSoCash helps to convert your local stores into virtual ATMs. As such, this really makes cash much more accessible for you! Despite being really convenient, there are some things you may want to take note about SoCash:
You can read my full review on SoCash to find out more about this service. You will receive a $3 bonus off your first withdrawal when you sign up using my referral code! #2 OCBC PayAnyoneYou are able to use OCBC PayAnyone to withdraw cash from any OCBC ATM without your card! This service is available at all OCBC ATMsYou are able to withdraw your cash using PayAnyone from any OCBC ATM. All you need to do is to have the PayAnyone app. Tap on ‘Withdraw Cash with OCBC PayAnyone’ at the bottom left corner of the screenWhen you want to use an ATM, you will usually slot in your ATM card. Instead, you will need to tap on the ‘Withdraw Cash with OCBC PayAnyone‘ button on the screen. A QR code will then be displayed on the screen. All you will need to do is to scan the QR code with the PayAnyone app. After selecting your withdrawal amount, your cash will be issued from the ATM! Here’s a demo on how this service works:
However, here are some things you may want to take note about this service:
No fees for using the serviceYou also will not incur any extra fees when you use OCBC PayAnyone to withdraw. This helps to make withdrawing money much easier! #3 UOBIf you have a UOB card, you can use their contactless withdrawal function to for ATM withdrawals. Instead of inserting your ATM card, you can now use Near Field Communication (NFC) to withdraw your cash instead. This is the same technology being used for other mobile wallets like Google Pay. Here are some of the steps that you will need to do to carry out a contactless withdrawal. 1. Add your card to a mobile walletTo use this function, you will need to add your UOB debit or credit card to a mobile wallet. Currently, there are 19 cards that support this function:
If you have an Android phone, you can use the Mighty Pay app to add your UOB ATM card. This way, you are able to withdraw money with your ATM card even if you do not have the physical version! If you are using a credit card, you will have to link your card to a UOB savings account first. To do so, you would need to go to a UOB branch to carry out the linkage. 3. Download a mobile walletThe type of mobile wallet you can use depends on your phone’s OS:
You will have more options for mobile wallets if you are using an Android phone. 4. Find a compatible contactless ATMTo conduct a contactless withdrawal, you will need to locate a contactless ATM. These ATMs are equipped with a contactless reader with NFC capabilities. There are quite a lot of ATMs around Singapore that have this capability. 5. Perform the withdrawalYou can now perform your withdrawal using the steps below: No fees to use this serviceSimilar to the other services above, you will not be charged a fee for this contactless withdrawal service. #4 Link your credit cards for ATM useDid you know that your credit and debit cards can be used to withdraw from ATMs too? All you’ll need to do is to link your card to a current or savings account with that bank. Here are the methods that you’ll need to use for each bank:
Once you’ve linked your card, you will be able to use it as an ATM card as well. ConclusionThe FinTech revolution has changed the way we can gain access to cash. We now have much more options to choose from whenever we need cash upfront! Do you like the contenton this blog? To receive the latest updates from my blog and personal finance in general, you can follow me on my Telegram channels (Personal Finance or Crypto) and Facebook. Are you passionate about personal finance and want to earn some flexible income? Where can I withdraw cash without ATM card?#1 soCash. soCash is a mobile app service that allows you to withdraw cash from over thousands of participating shops in Singapore, which includes merchants like Sheng Siong, 7-Eleven, Buzz, Killiney, and UStars Supermarket.
How do I do a cardless withdrawal?ATM cash withdrawal. Enter any key at ATM.. Select Cardless Withdrawal feature.. Enter the 0-14 digit withdrawal passcode.. Enter your one-time PIN for verification.. Enter amount to withdraw.. Collect your cash.. |
How to withdraw cash from atm without card
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