List of credit cards that pay for global entry

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Updated

2022-10-10T13:23:02Z

List of credit cards that pay for global entry

Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.

Frequent travelers know that having TSA PreCheck® or Global Entry makes your airport experience significantly more pleasant, especially during peak travel times. Nobody likes waiting in crowded security and customs lines, even more so now with travel delays and backlogs affecting many airports.

Find the right card with Global Entry and TSA PreCheck application fee credits

  • Capital One Venture X Rewards Credit Card

  • Capital One Venture Rewards Credit Card

  • Chase Sapphire Reserve®

  • IHG® Rewards Premier Credit Card

  • United℠ Explorer Card

  • Southwest® Rapid Rewards® Performance Business Credit Card

  • U.S. Bank Altitude® Connect Visa Signature® Card

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75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Regular Annual Percentage Rate (APR)

19.99% - 26.99% Variable

75,000 miles after spending $4,000 on purchases within 3 months from account opening

Regular Annual Percentage Rate (APR)

18.99% - 26.99% Variable

80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Regular Annual Percentage Rate (APR)

19.99% - 26.99% Variable

140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening

Regular Annual Percentage Rate (APR)

18.99% - 25.99% Variable

50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening

Regular Annual Percentage Rate (APR)

19.49% - 26.49% Variable

$0 intro for the first year, then $95

80,000 points after you spend $5,000 on purchases in the first 3 months

Regular Annual Percentage Rate (APR)

18.99% - 25.99% Variable

50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

Regular Annual Percentage Rate (APR)

19.74% - 27.74% (Variable)

$0 intro for the first year, then $95

With a TSA PreCheck® membership, you'll have access to an expedited security screening line, and you won't have to take off your shoes, belt, or jacket. You can also leave your laptop and liquids in your carry-on bag, which speeds up the security screening process.

Global Entry members can get faster customs screening when they return to the US from abroad. Instead of waiting in a long line, you can enter your details at a Global Entry kiosk without having to fill out paperwork. The kiosk prints out a slip that allows you to bypass the long lines and get on your way faster.

Many top travel rewards cards — including the Chase Sapphire Reserve® and The Platinum Card® from American Express <desc> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"> </path></g> </desc> — will reimburse you for the cost of the Global Entry application (which includes access to TSA PreCheck®), or the TSA PreCheck® application fee, up to $100, usually every four years. And if you already have one of these Trusted Traveler memberships, you can use your card to pay for a friend or family member's application fee and still get reimbursed.

Global Entry and TSA PreCheck® memberships last for five years, and all the cards on this list cover the cost of your application when you need to renew. 

Here are 16 of the best credit cards that cover Global Entry or TSA PreCheck®.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

The Platinum Card® from American Express

The Platinum Card® from American Express

Intro offer

80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership

Rewards

Earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year. Earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel. 1 point per dollar on other purchases.

The Platinum Card® from American Express

Intro offer

80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership

Rewards

Earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year. Earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel. 1 point per dollar on other purchases.

On American Express's website

The Platinum Card® from American Express

On American Express's website

Details

Rewards

Earn 5x Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year. Earn 5x Membership Rewards® Points on prepaid hotels booked with American Express Travel. 1 point per dollar on other purchases.

Annual Fee

$695

See Rates and Fees

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Intro offer

80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

See Pay Over Time APR

Intro Annual Percentage Rate (APR)

N/A

Editor's Rating

4.75/5

Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

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Pros & Cons

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Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)

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Annual statement credits with Saks and Uber

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Bonus categories leave something to be desired

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One of the highest annual fees among premium travel cards

Highlights

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  • Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Enrollment required. Learn more.
  • Breeze through security with CLEAR® lanes available at 100+ airports, stadiums, and entertainment venues and get up to $189 back per calendar year on your membership when you use your Card. Learn more.
  • $695 annual fee.
  • Terms Apply.

Additional Reading

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Annual fee: $695

Notable features: The Platinum Card® from American Express is consistently one of the top-ranking cards for air-travel rewards. Among the best benefits is an annual airline incidental fee credit up to $200 for checked baggage fees, lounge day passes, and more at one selected airline**, and extra points on flights booked directly with airlines or Amex Travel.

To start, you can earn 80,000 Membership Rewards® points after spending $6,000 on purchases in the first six months of card membership.

Though this is not an airline rewards card, Platinum Card cardholders have access to some of the best airport lounges in the world, including Delta Sky Clubs while flying with Delta Airlines, over 1,300 Priority Pass lounges around the world**, and American Express' own luxurious Centurion Lounges.

American Express gives a statement credit of up to $85 for TSA PreCheck® and up to $100 for Global Entry every four years, and you'll see the credit appear on your account within eight weeks of payment.

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Intro offer

75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Rewards

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel. Earn 5X miles on flights booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.

Capital One Venture X Rewards Credit Card

Intro offer

75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Rewards

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel. Earn 5X miles on flights booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.

Capital One Venture X Rewards Credit Card

Details

Rewards

Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel. Earn 5X miles on flights booked through Capital One Travel. Earn unlimited 2X miles on all other purchases.

Intro offer

75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

Recommended Credit

Excellent

Regular Annual Percentage Rate (APR)

19.99% - 26.99% Variable

Pros & Cons

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Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Excellent welcome bonus and miles earning

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Premium perks including airport lounge access and statement credits

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Visa Infinite benefits including travel and shopping protections

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High annual fee

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Annual travel statement credits only apply to Capital One Travel purchases

Highlights

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  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more-you can even transfer your miles to your choice of 15+ travel loyalty programs

Additional Reading

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Annual fee: $395

Notable features: Capital One's first premium card, the Capital One Venture X Rewards Credit Card, is packed with benefits that can more than offset the annual fee. It offers a hefty welcome bonus of 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening.

Other benefits include up to $300 per year in statement credits toward travel booked through Capital One, Priority Pass, Plaza Premium, and Capital One airport lounge access (even for authorized users), a 10,000-mile bonus on each account anniversary (worth $100 in travel), and Visa Infinite travel and purchase benefits.

Once every four years, Capital One Venture X Rewards Credit Card cardholders can receive a statement credit for the Global Entry ($100) or TSA PreCheck® ($85) application fee. 

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Intro offer

75,000 miles after spending $4,000 on purchases within 3 months from account opening

Rewards

Earn 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase.

Capital One Venture Rewards Credit Card

Intro offer

75,000 miles after spending $4,000 on purchases within 3 months from account opening

Rewards

Earn 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase.

Capital One Venture Rewards Credit Card

Details

Rewards

Earn 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase.

Intro offer

75,000 miles after spending $4,000 on purchases within 3 months from account opening

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

18.99% - 26.99% Variable

Intro Annual Percentage Rate (APR)

N/A

Pros & Cons

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No bonus categories to keep track of

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Includes up to a $100 statement credit for Global Entry or TSA PreCheck

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Other credit cards offer higher rewards in certain categories of spending

Highlights

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  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

Additional Reading

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Annual fee: $95

Notable features: The Capital One Venture Rewards Credit Card is one of the best travel rewards cards available. The simple rewards structure means that it's easy to earn miles on all your everyday purchases — you'll earn 5x miles on hotels and rental cars booked through Capital One Travel, 5x miles when booking on Turo (offer ends May 16, 2023), and 2 miles per dollar on all other purchases. You can redeem miles toward travel at a flat rate of 1 cent each, or transfer them to Capital One's airline and hotel partners, including Air Canada Aeroplan, British Airways, and Wyndham.

With the Capital One Venture Rewards Credit Card, you can earn 75,000 miles after spending $4,000 on purchases within 3 months from account opening.

Capital One gives a statement credit up to $100 for Global Entry or TSA PreCheck® every four years, but you won't see the credit on your statement until two billing cycles after paying the application fee.

Chase Sapphire Reserve®

Intro offer

80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Rewards

Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

Intro offer

80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Rewards

Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

Chase Sapphire Reserve®

Details

Rewards

Earn 5x points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

Intro offer

80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Recommended Credit

Good to Excellent

Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

Show more

Regular Annual Percentage Rate (APR)

19.99% - 26.99% Variable

Editor's Rating

4.65/5

Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

Show more

Pros & Cons

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Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Annual travel credit can effectively shave $300 off the annual fee if you use it

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Strong travel insurance

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Strong bonus rewards on travel and dining

Dash iconA dash. It often indicates an interaction to shrink a section.

Very high annual fee

Highlights

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  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

Additional Reading

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Annual fee: $550

Notable features: New cardholders can earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

The Chase Ultimate Rewards points you'll earn with the card are simple and lucrative, with 5x points on air travel and 10x points on hotels and car rentals purchased through Chase Ultimate Rewards (after earning the $300 annual travel credit) and 3x points on all other travel and dining. For booking travel, you can book flights, hotels, rental cars, and more through the Chase Ultimate Rewards travel portal, and redeem points for 1.5 cents each.

The Chase Sapphire Reserve® offers a statement credit of up to $100 for Global Entry or TSA PreCheck® every four years, and you'll see the credit appear on your account 24 hours after paying the application fee.

The Business Platinum Card® from American Express <desc> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"> </path></g> </desc>

The Business Platinum Card® from American Express

Intro offer

120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership

Rewards

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that's an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

The Business Platinum Card® from American Express

Intro offer

120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership

Rewards

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that's an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

On American Express's website

The Business Platinum Card® from American Express

On American Express's website

Details

Rewards

Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Earn 1.5X points (that's an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.

Intro offer

120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

17.99% - 25.99% Variable

Intro Annual Percentage Rate (APR)

N/A

Pros & Cons

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Check mark iconA check mark. It indicates a confirmation of your intended interaction.

More travel benefits than you'll find on any other business credit card

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass (enrollment required)

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Complimentary hotel elite status (enrollment required)

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Access to Amex concierge services

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Very high annual fee

Dash iconA dash. It often indicates an interaction to shrink a section.

Limited opportunities to earn bonus points

Dash iconA dash. It often indicates an interaction to shrink a section.

Annual statement credits won't be useful for everyone

Highlights

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  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that's an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at more than 50 U.S. airports and stadiums.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Additional Reading

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Annual fee: $695 

Notable features: The Business Platinum Card® from American Express offers many enticing benefits, and takes rewards to the next level for qualifying cardholders. You can earn 120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership, which more than offsets the annual fee.

Amex gives 5x points for booking prepaid hotel rooms and airfare through Amex Travel. The standard reward for spending with The Business Platinum Card® from American Express is 1 point per dollar spent, but this increases to 1.5 points per dollar for purchases of $5,000 and more.

The best way to redeem points to get the most value is by transferring them to more than 20 partner airlines and hotels, and booking travel through Amex Travel.

All authorized users on the card are eligible for up to $85 for TSA PreCheck® and up to $100 for Global Entry every four years, unlike most cards with this perk, where the statement credit is only good for one application fee.

Capital One Spark Miles for Business <desc> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"> </path></g> </desc>

Capital One Spark Miles for Business

Intro offer

50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening

Rewards

Earn unlimited 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase, with no restrictions or blackout dates.

$95, waived the first year

Annual Fee

Capital One Spark Miles for Business

Intro offer

50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening

Rewards

Earn unlimited 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase, with no restrictions or blackout dates.

$95, waived the first year

Annual Fee

$95, waived the first year

Annual Fee

On Capital One's website

Capital One Spark Miles for Business

Details

Rewards

Earn unlimited 5X miles on hotels and rental cars booked through Capital One Travel. Earn unlimited 2X miles on every purchase, with no restrictions or blackout dates.

Annual Fee

$95, waived the first year

Intro offer

50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening

Recommended Credit

Excellent

Regular Annual Percentage Rate (APR)

23.99% Variable

Pros & Cons

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No bonus categories to keep track of

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Annual fee is waived the first year

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You can redeem miles to erase travel purchases from your statement, or you can transfer to various airline and hotel programs

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Not many extra benefits

Highlights

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  • The information related to the Capital One Spark Miles for Business has been collected by Business Insider and has not been reviewed by the issuer.
  • Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA PreCheck® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases

Additional Reading

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Annual fee: $95, waived the first year

Notable features: If you're a small-business owner looking for a travel rewards card, the Capital One Spark Miles for Business is a compelling choice. It comes with a solid welcome bonus offer of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening, and has a straightforward earning structure. Cardholders earn 5x miles on hotels and rental cars booked through Capital One Travel, and 2 miles per dollar on all other purchases.

You can redeem Capital One miles at a flat rate of 1 cent each to erase eligible travel purchases from your statement, or transfer them to airline and hotel partners for potentially even more value. This card also comes with two free Capital One Lounge visits each year.

Cardholders receive up to $100 in credit toward the Global Entry or TSA PreCheck® application fee every four years.

Marriott Bonvoy Brilliant™ American Express® Card

Marriott Bonvoy Brilliant™ American Express® Card

Intro offer

150,000 Marriott Bonvoy® bonus points after spending $5,000 in purchases on the card within the first three months from account opening

Rewards

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Earn 3 points at Worldwide Restaurants and on flights booked directly with airlines. Earn 2 points on all other eligible purchases.

Marriott Bonvoy Brilliant™ American Express® Card

Intro offer

150,000 Marriott Bonvoy® bonus points after spending $5,000 in purchases on the card within the first three months from account opening

Rewards

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Earn 3 points at Worldwide Restaurants and on flights booked directly with airlines. Earn 2 points on all other eligible purchases.

On American Express's website

Marriott Bonvoy Brilliant™ American Express® Card

On American Express's website

Details

Rewards

Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Earn 3 points at Worldwide Restaurants and on flights booked directly with airlines. Earn 2 points on all other eligible purchases.

Intro offer

150,000 Marriott Bonvoy® bonus points after spending $5,000 in purchases on the card within the first three months from account opening

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

19.49% - 28.49% Variable

Pros & Cons

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Annual statement credits can save you money on Marriott stays

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You get a free reward night each year after your renewal month

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High annual fee

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Other cards are more rewarding for earning points on your spending

Highlights

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  • Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $750 discount from Marriott Bonvoy Boutiques.
  • $100 Luxury Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when you pay the application fee with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees on international purchases.
  • Cell phone protection: You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Additional Reading

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Annual fee: $650

Notable features: The Marriott Bonvoy Brilliant™ American Express® Card is Marriott's premium credit card, and despite a high annual fee, it offers perks that can be well worth it for frequent Marriott guests. It comes with an excellent welcome bonus offer: 150,000 Marriott Bonvoy® bonus points after spending $5,000 in purchases on the card within the first three months from account opening.

Cardholders receive a free night worth up to 85,000 points after each annual card renewal month, and up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide. It also offers Priority Pass airport lounge access**, automatic Marriott Platinum elite status, and 25 elite night credits each calendar year. 

The Marriott Bonvoy Brilliant™ American Express® Card offers a statement credit of up to $100 for the Global Entry or TSA PreCheck® application fee every four years.

IHG® Rewards Premier Credit Card

IHG® Rewards Premier Credit Card

Intro offer

140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening

Rewards

Earn up to 26 points total per $1 spent when you stay at an IHG hotel. Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.

IHG® Rewards Premier Credit Card

Intro offer

140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening

Rewards

Earn up to 26 points total per $1 spent when you stay at an IHG hotel. Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.

IHG® Rewards Premier Credit Card

Insider’s Take

If you stay with IHG with any regularity, this card is an excellent choice for earning IHG points. It comes with valuable benefits like a free night after each account anniversary and automatic elite status, along with generous travel and purchase protections, for a modest annual fee. However, if you're not interested in IHG-specific benefits, a card that earns transferable Chase Ultimate Rewards points (which transfer to IHG at a 1:1 ratio) may be a better bet.

Details

Rewards

Earn up to 26 points total per $1 spent when you stay at an IHG hotel. Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.

Intro offer

140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

18.99% - 25.99% Variable

Pros & Cons

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Anniversary reward night can be worth more than the annual fee

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Could offer better rewards on non-IHG purchases

Highlights

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  • Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Additional Reading

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Annual fee: $99

Notable features: IHG is an often-overlooked option, but its credit card is one of the best for hotel rewards; it's made for travel enthusiasts and making the most out of stays at IHG properties. Right now, the IHG® Rewards Premier Credit Card is offering an excellent welcome bonus of 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

The card's most significant reward is a reward anniversary night each year that is valid on hotels costing up to 40,000 points. Additionally, cardholders earn 10x points with IHG properties (up to 26x points), though IHG points are nowhere near as valuable as others listed in this article.

This card also earns 5x points at restaurants, gas stations, and grocery stores, and 3x points on all other purchases. Cardholders are also eligible for a fourth reward night when using points to book a hotel stay of three or more consecutive nights at eligible properties.

You're eligible for a Global Entry, TSA PreCheck®, or NEXUS statement credit up to $100 every four years, and you'll see the statement credit on your account within 24 hours of making that payment.

There's a small-business version of this card as well: the IHG® Rewards Premier Business Credit Card also comes with a NEXUS, Global Entry, or TSA PreCheck® fee credit of up to $100 every four years. Here's our IHG Rewards Premier Business card review with more details.

United℠ Explorer Card

Intro offer

50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening

Rewards

Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases and 1 mile per $1 spent on all other eligible purchases.

$0 intro for the first year, then $95

Annual Fee

Intro offer

50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening

Rewards

Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases and 1 mile per $1 spent on all other eligible purchases.

$0 intro for the first year, then $95

Annual Fee

$0 intro for the first year, then $95

Annual Fee

On Chase's website

United℠ Explorer Card

Insider’s Take

The United Explorer card is the best all-around credit card for United flyers, offering a generous range of benefits for a modest annual fee. Cardholders receive a free checked bag, priority boarding, and inflight discounts on United flights, plus two one-time United Club airport lounge passes each year.

Details

Rewards

Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases and 1 mile per $1 spent on all other eligible purchases.

Annual Fee

$0 intro for the first year, then $95

Intro offer

50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

19.49% - 26.49% Variable

Pros & Cons

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Annual fee is waived the first year

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Earns bonus miles on several purchase categories, including dining

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Includes an application fee credit for Global Entry or TSA PreCheck

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Gets you a free checked bag on United when you pay with the card

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Not the most rewarding card for most non-United travel purchases

Highlights

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  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
  • Free first checked bags - a savings of up to $140 per roundtrip. Terms Apply.
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

Additional Reading

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Annual fee: $0 intro for the first year, then $95

Notable features: The United℠ Explorer Card comes with a welcome bonus offer of 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening. Cardholders earn 2x miles for every dollar spent on United purchases, dining, and hotel stays, and 25% back on inflight purchases.

To sweeten your airline experience, you and one companion on the same reservation can check your first bag for free when you use your United℠ Explorer Card to book your ticket (a savings of up to $140 per round trip), and you'll get two one-time passes for the United Club on your cardholder anniversary.

You're eligible for a NEXUS, Global Entry, or TSA PreCheck® statement credit up to $100 every four years, and the credit will post to your account 24 hours after making the payment.

The premium United credit cards — United Quest℠ Card and United Club℠ Infinite Card — also offer a Global Entry fee reimbursement, but their annual fees are much higher.

Southwest® Rapid Rewards® Performance Business Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card

Intro offer

80,000 points after you spend $5,000 on purchases in the first 3 months

Rewards

Earn 4X points on Southwest® purchases. Earn 3X points on Rapid Rewards® hotel and car partners. Earn 2X points on rideshare. Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

Southwest® Rapid Rewards® Performance Business Credit Card

Intro offer

80,000 points after you spend $5,000 on purchases in the first 3 months

Rewards

Earn 4X points on Southwest® purchases. Earn 3X points on Rapid Rewards® hotel and car partners. Earn 2X points on rideshare. Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

Southwest® Rapid Rewards® Performance Business Credit Card

Details

Rewards

Earn 4X points on Southwest® purchases. Earn 3X points on Rapid Rewards® hotel and car partners. Earn 2X points on rideshare. Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.

Intro offer

80,000 points after you spend $5,000 on purchases in the first 3 months

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

18.99% - 25.99% Variable

Pros & Cons

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4x bonus points on Southwest purchases

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Valuable Southwest perks including four upgraded boardings per year, in-flight Wi-Fi credits, and 9,000 points each year on your anniversary

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$199 annual fee is on the high side

Highlights

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  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X points on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car partners.
  • Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • 4 Upgraded Boardings per year when available.
  • Global Entry or TSA PreCheck® Fee Credit.

Additional Reading

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Annual fee: $199

Notable features: This is Southwest's top-of-the-line business credit card, with benefits including four upgraded boardings per year when available, inflight Wi-Fi credits, and 9,000 points every year on your cardmember anniversary.

The Southwest® Rapid Rewards® Performance Business Credit Card earns 4 points per dollar on Southwest purchases, 3x points on Rapid Rewards hotel and car partners, 2x points on local transit and commuting (including rideshare), 2x points on social media and search engine advertising, and 2x points on internet, cable, and phone services (and 1 point per dollar on everything else).

You're eligible for the Global Entry or TSA PreCheck® application fee credit once every four years. The statement credit should appear within 24 hours of the application fee posting to your credit card account.

Citi® / AAdvantage® Executive World Elite Mastercard® <desc> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"> </path></g> </desc>

Citi® / AAdvantage® Executive World Elite Mastercard®

Intro offer

80,000 bonus miles after spending $5,500 within the first 3 months of account opening

Rewards

Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases

Citi® / AAdvantage® Executive World Elite Mastercard®

Intro offer

80,000 bonus miles after spending $5,500 within the first 3 months of account opening

Rewards

Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases

Citi® / AAdvantage® Executive World Elite Mastercard®

Insider’s Take

This is a terrific card for frequent American Airlines flyers who can take advantage of its included Admirals Club membership and other day-of-travel perks to offset the high annual fee. Authorized users also get Admirals Club access, so there's extra value to be had there, too. However, it's not the best card for earning AA miles on everyday spending, and the lack of travel protections isn't ideal for an airline credit card.

Details

Rewards

Earn 2x miles for every $1 spent on eligible American Airlines purchases. Earn 1x mile for every $1 spent on other purchases

Intro offer

80,000 bonus miles after spending $5,500 within the first 3 months of account opening

Recommended Credit

Excellent

Regular Annual Percentage Rate (APR)

18.99% - 27.99% Variable

Pros & Cons

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Full Admirals Club membership gets you (and authorized users) access to American Airlines lounges

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Lots of American Airlines benefits, including priority boarding and check-in and a free checked bag for you and up to eight travel companions

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High annual fee

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Only earns bonus miles on American Airlines purchases

Highlights

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  • The information related to the Citi® / AAdvantage® Executive World Elite Mastercard® Card has been collected by Business Insider and has not been reviewed by the issuer.
  • Earn 80,000 American Airlines AAdvantage® bonus miles after making $5,500 in purchases within the first 3 months of account opening.
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation

Additional Reading

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Annual fee: $450

Notable features: The Citi® / AAdvantage® Executive World Elite Mastercard® is American Airlines' top-of-the-line co-branded option, with full Admirals Club access for cardholders and immediate family members or up to two guests. Buying an Admirals Club membership would cost you $550, so if you really want to access American's airport lounges, this card can be a good deal.

Other benefits include a first bag checked for free on domestic AA itineraries, priority boarding on American flights, and the ability to earn 10,000 Elite-Qualifying Miles (EQMs) toward American elite status after spending $40,000 on the card in a calendar year.

The Global Entry or TSA PreCheck® application fee credit is available once every five years.

Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Platinum American Express Card

Intro offer

80,000 bonus miles after spending $4,000 in purchases on your new card in the first six months from account opening (offer ends 11/9/22)

Rewards

Earn 3x Miles on Delta purchases made directly with Delta. Earn 3x Miles at hotels when purchase made directly with the hotel. Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on groceries at U.S supermarkets. Earn 1X Miles on all other purchases.

Delta SkyMiles® Platinum American Express Card

Intro offer

80,000 bonus miles after spending $4,000 in purchases on your new card in the first six months from account opening (offer ends 11/9/22)

Rewards

Earn 3x Miles on Delta purchases made directly with Delta. Earn 3x Miles at hotels when purchase made directly with the hotel. Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on groceries at U.S supermarkets. Earn 1X Miles on all other purchases.

On American Express's website

Delta SkyMiles® Platinum American Express Card

On American Express's website

Insider’s Take

Delta's mid-tier card is a good choice for frequent flyers who can take advantage of money-saving benefits like a free checked bag and priority boarding on Delta flights, an annual companion certificate, and a statement credit for the TSA PreCheck or Global Entry application fee. However, if you're unlikely to maximize these perks or you don't fly Delta that often, a travel credit card with a lower annual fee is a better choice.

Details

Rewards

Earn 3x Miles on Delta purchases made directly with Delta. Earn 3x Miles at hotels when purchase made directly with the hotel. Earn 2x Miles on dining at restaurants worldwide, and for takeout and delivery in the U.S. Earn 2x Miles on groceries at U.S supermarkets. Earn 1X Miles on all other purchases.

Intro offer

80,000 bonus miles after spending $4,000 in purchases on your new card in the first six months from account opening (offer ends 11/9/22)

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

19.49% - 28.49% Variable

Pros & Cons

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Earns bonus miles at restaurants worldwide and U.S. supermarkets

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Annual companion certificate can help you recoup most, if not all, of the annual fee

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

You get a free checked bag and priority boarding on Delta flights

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High annual fee

Highlights

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  • Earn 80,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months.
  • Earn up to 20,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
  • Earn 1X Miles on all other eligible purchases.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

Additional Reading

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Annual fee: $250

Notable features: The Delta SkyMiles® Platinum American Express Card is offering a new limited-time welcome bonus of 80,000 bonus miles after spending $4,000 in purchases on your new card in the first six months from account opening (offer ends 11/9/22). It earns 3x miles on eligible Delta purchases and on purchases made directly with hotels, in addition to 2x miles at restaurants including takeout and delivery and US supermarkets. 

The Delta SkyMiles® Platinum American Express Card also offers a companion certificate each year upon renewal. This lets you bring along someone on a domestic itinerary in the main cabin — they'll just pay taxes and fees that max out at $75.

Another benefit is a statement credit up to $85 for TSA PreCheck® and up to $100 for Global Entry after you apply through any authorized enrollment provider, which the Delta SkyMiles® Platinum American Express Card offers once every four years. This perk is available on the business version of this card, the Delta SkyMiles® Platinum Business American Express Card, as well (read our Delta SkyMiles Platinum Business card review).

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Reserve American Express Card

Intro offer

95,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months from account opening (offer ends 11/9/22)

Rewards

Earn 3x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

Delta SkyMiles® Reserve American Express Card

Intro offer

95,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months from account opening (offer ends 11/9/22)

Rewards

Earn 3x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

On American Express's website

Delta SkyMiles® Reserve American Express Card

On American Express's website

Details

Rewards

Earn 3x Miles on Delta purchases made directly with Delta. Earn 1X Miles on all other purchases.

Intro offer

95,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months from account opening (offer ends 11/9/22)

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

19.49% - 28.49% Variable

Pros & Cons

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Annual companion certificate benefit, which is valid for domestic first class and Comfort+ as well as the main cabin

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Access to Delta Sky Clubs and American Express Centurion Lounges when you're flying Delta

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Earns 3x miles on Delta purchases

Dash iconA dash. It often indicates an interaction to shrink a section.

Very high annual fee

Dash iconA dash. It often indicates an interaction to shrink a section.

Doesn't offer bonus miles on non-Delta purchases

Highlights

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Earn 95,000 bonus miles after you spend $6,000 in purchases on your new Card in your first 6 months.
  • Earn up to 60,000 Medallion® Qualification Miles (MQMs) with Status Boost® per year. After you spend $30,000 in purchases on your Card in a calendar year, you can earn 15,000 MQMs up to four times per year, getting you closer to Medallion® Status. MQMs are used to determine Medallion® Status and are different than miles you earn toward flights.
  • Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • Complimentary access into the Delta Sky Club® for you when travelling on a Delta flight.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Fee Credit for Global Entry or TSA PreCheck® after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees

Additional Reading

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Annual fee: $550

Notable features: The Delta SkyMiles® Reserve American Express Card also has a huge new, limited-time bonus offer: 95,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months from account opening (offer ends 11/9/22). Plus, you'll earn 3x miles on eligible Delta purchases, and in addition to Delta Sky Club access when you fly Delta, you'll get access to Amex Centurion lounges.

Like the Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Reserve American Express Card offers a companion certificate each year after you renew your card — but in this case, it's valid for first-class and Delta Comfort+ as well as the main cabin.

If you want to earn Medallion Qualification Miles (MQMs) toward Delta Medallion status and you can meet high spending thresholds, the Delta Reserve gives you plenty of opportunities to rack up the MQMs. You'll earn 15,000 MQMs after you spend $30,000 in a calendar year, up to four times per year.

Every four years, you'll get up to $85 for TSA PreCheck® and up to $100 for Global Entry after you apply through any authorized enrollment provider. This is also available on the Delta SkyMiles® Reserve Business American Express Card (read our Delta SkyMiles Reserve Business card review).

U.S. Bank Altitude® Connect Visa Signature® Card

U.S. Bank Altitude® Connect Visa Signature® Card

Intro offer

50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

Rewards

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.

$0 intro for the first year, then $95

Annual Fee

U.S. Bank Altitude® Connect Visa Signature® Card

Intro offer

50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

Rewards

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.

$0 intro for the first year, then $95

Annual Fee

$0 intro for the first year, then $95

Annual Fee

On US Bank's website

U.S. Bank Altitude® Connect Visa Signature® Card

Details

Rewards

5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.

Annual Fee

$0 intro for the first year, then $95

Intro offer

50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

Recommended Credit

Excellent/Good

Regular Annual Percentage Rate (APR)

19.74% - 27.74% (Variable)

Pros & Cons

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Great earning rate on travel and at gas stations (4x points = 4% back)

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Bonus points on streaming services plus $30 yearly streaming credit can save you money

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Global Entry or TSA PreCheck application fee credit is worth up to $100

Dash iconA dash. It often indicates an interaction to shrink a section.

Annual fee after the first year

Dash iconA dash. It often indicates an interaction to shrink a section.

No airline or hotel transfer partners

Highlights

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
  • 4X points on dining, takeout, and restaurant delivery.
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
  • 1X point on all other eligible purchases.
  • 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.74% - 27.74%.
  • No Annual Fee
  • Points never expire
  • Terms and conditions apply.

Additional Reading

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Annual fee: $0 intro for the first year, then $95

Notable features: The U.S. Bank Altitude® Connect Visa Signature® Card is a recent addition to US Bank's card lineup, and it's a good choice for frequent travelers who don't want to pay a high annual fee. Along with a welcome bonus offer of 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening (worth $500), it earns 5x points on prepaid hotels and car rentals booked through the Altitude Rewards Center, 4x points on travel and at gas stations, 2x points at grocery stores, grocery delivery, dining and streaming services, and 1 point per dollar everywhere else.

Cardholders receive a $30 annual streaming bonus for eligible services like Netflix, Apple TV+, and Spotify, cell phone protection, and Visa Signature benefits.

Once every four years, U.S. Bank Altitude® Connect Visa Signature® Card cardholders can receive up to a $100 statement credit to cover the cost of a Global Entry or TSA PreCheck® application or renewal.

U.S. Bank Altitude® Reserve Visa Infinite® Card <desc> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"> </path></g> </desc>

U.S. Bank Altitude® Reserve Visa Infinite® Card

Intro offer

50,000 points after you spend $4,500 on purchases in the first 90 days of account opening

Rewards

Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Less Highlights. Earn 3X points for every $1 on eligible travel purchases and mobile wallet Less Highlights. Earn 1X point per $1 spent on all other eligible net purchases.

U.S. Bank Altitude® Reserve Visa Infinite® Card

Intro offer

50,000 points after you spend $4,500 on purchases in the first 90 days of account opening

Rewards

Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Less Highlights. Earn 3X points for every $1 on eligible travel purchases and mobile wallet Less Highlights. Earn 1X point per $1 spent on all other eligible net purchases.

U.S. Bank Altitude® Reserve Visa Infinite® Card

Details

Rewards

Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Less Highlights. Earn 3X points for every $1 on eligible travel purchases and mobile wallet Less Highlights. Earn 1X point per $1 spent on all other eligible net purchases.

Intro offer

50,000 points after you spend $4,500 on purchases in the first 90 days of account opening

Regular Annual Percentage Rate (APR)

16.99% - 23.99% Variable

Intro Annual Percentage Rate (APR)

N/A

Pros & Cons

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Substantial welcome bonus and great earning opportunities, especially with mobile wallets

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

$325 annual travel and dining credit can offset most of the $400 annual fee

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Top-notch travel insurance and protections

Dash iconA dash. It often indicates an interaction to shrink a section.

You must have an existing relationship with US Bank to be approved

Dash iconA dash. It often indicates an interaction to shrink a section.

Limited to a 12-month complimentary Priority Pass membership with only four free visits for cardholder (plus a guest) included

Dash iconA dash. It often indicates an interaction to shrink a section.

No airline or hotel transfer partners

Highlights

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • The information related to the U.S. Bank Altitude® Reserve Visa Infinite® Card has been collected by Business Insider and has not been reviewed by the issuer.
  • Earn 50,000 points worth $750 on travel after spending $4,500 in the first 90 days of account opening
  • Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Less Highlights
  • Earn 3X points for every $1 on eligible travel purchases and mobile wallet Less Highlights
  • Earn 1X point per $1 spent on all other eligible net purchases
  • Use your mobile device to instantly redeem points for almost any purchase

Additional Reading

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Annual fee: $400

Notable benefits: The U.S. Bank Altitude® Reserve Visa Infinite® Card is an excellent pick if you're looking for a premium card with an annual fee that's easy to offset with statement credits. New cardholders can earn 50,000 points after you spend $4,500 on purchases in the first 90 days of account opening (worth $750 in travel).

The card offers a wide range of perks, including up to $325 annual credit that reimburses travel and dining purchases and top-notch Visa Infinite travel and purchase protections.

U.S. Bank Altitude® Reserve Visa Infinite® Card cardholders get up to a $100 statement credit every four years to offset the Global Entry or TSA PreCheck® application fee.

Bank of America® Premium Rewards® credit card <desc> <g id="asterisk" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <path d="M29.37 0a5 5 0 014.975 4.805l.004.216-.074 17.076 16.857-9.732a5 5 0 015.196 8.542l-.196.119-16.316 9.42 16.316 9.42a5 5 0 01-4.799 8.77l-.2-.11-16.929-9.774-.07 16.27a5 5 0 01-9.996.175l-.003-.217.065-15.519-15.7 9.065a5 5 0 01-5.195-8.542l.196-.119 16.315-9.42-16.315-9.42a5 5 0 014.8-8.77l.2.11 15.776 9.11.072-16.496A5 5 0 0129.37 0z" fill="#111"> </path></g> </desc>

Bank of America® Premium Rewards® credit card

Intro offer

50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening

Rewards

2 points per $1 spent on travel purchases. 2 points per $1 spent on dining purchases. 1.5 points per $1 spent on all other purchases.

Bank of America® Premium Rewards® credit card

Intro offer

50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening

Rewards

2 points per $1 spent on travel purchases. 2 points per $1 spent on dining purchases. 1.5 points per $1 spent on all other purchases.

On Bank of America's website

Bank of America® Premium Rewards® credit card

On Bank of America's website

Details

Rewards

2 points per $1 spent on travel purchases. 2 points per $1 spent on dining purchases. 1.5 points per $1 spent on all other purchases.

Intro offer

50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening

Recommended Credit

Good to Excellent

Regular Annual Percentage Rate (APR)

18.24% - 25.24% variable

Intro Annual Percentage Rate (APR)

N/A

Pros & Cons

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Statement credits can help you recoup the annual fee

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Earns 1.5 points per dollar on every purchase

Check mark iconA check mark. It indicates a confirmation of your intended interaction.

Good sign-up bonus

Dash iconA dash. It often indicates an interaction to shrink a section.

To earn the highest rewards rate, you need to qualify for Bank of America's Preferred Rewards program, which requires a minimum of $20,000 in eligible accounts

Highlights

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

  • The information related to the Bank of America® Premium Rewards® credit card has been collected by Business Insider and has not been reviewed by the issuer.
  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • 2 points per $1 spent on travel purchases
  • 2 points per $1 spent on dining purchases
  • 1.5 points per $1 spent on all other purchases
  • No blackout dates or restrictions and points do not expire.

Additional Reading

Chevron iconIt indicates an expandable section or menu, or sometimes previous / next navigation options.

Annual fee: $95

Notable features: The Bank of America® Premium Rewards® credit card is designed to make the most on travel, dining, and more. You can earn 50,000 bonus points after you make at least $3,000 in purchases in the first 90 days of account opening, and also get up to a $100 annual statement credit for airline fees.

The card earns 2x points on travel and dining purchases and 1.5x points spent on all other purchases. Points can be used with an exchange rate of 1 cent per point on a range of gift cards, or the same rate for cash back, travel, or a statement credit.

This card offers a Global Entry or TSA PreCheck® statement credit of up to $100 every four years.

Jasmin Baron is an editor at Insider, responsible for credit card coverage on Personal Finance Insider. She is also a Certified Educator in Personal Finance (CEPF).Before joining the Insider team, she was a senior editor at The Points Guy and Million Mile Secrets, covering credit cards, points and miles, and loyalty programs. Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada.You can reach Jasmin at . Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »

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Caroline Lupini

Freelance reporter

Top Offers From Our Partners

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Business Platinum® Card from American Express, please click here.

For rates and fees of the Marriott Bonvoy Brilliant™ American Express® Card, please click here.

For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Platinum American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here.

For rates and fees of the U.S. Bank Altitude® Connect Visa Signature® Card, please click here.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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Personal Finance Insider Credit Cards global entry

More...

Which cards have Global Entry benefit?

Get reimbursed for your Global Entry or TSA PreCheck application fee with these credit cards.
Capital One Venture X Rewards Credit Card ($395 annual fee).
Capital One Venture Rewards Credit Card ($95 annual fee).
Bank of America® Premium Rewards® credit card ($95 annual fee).
Chase Sapphire Reserve® ($550 annual fee).

Does Chase pay for Global Entry?

Global Entry or TSA Pre ® or NEXUS fee credit Receive a statement credit of up to $100 every four years as reimbursement for the application fee charged to your Sapphire Reserve card.

Does Bank of America credit card cover Global Entry?

Bank of America® Premium Rewards® credit card. Get up to $200 in combined Airline Incidental and TSA PreCheck®/Global Entry Statement Credits.

Does Citi card pay for Global Entry?

Citi® / AAdvantage® Executive cardmembers receive application fee credit for Global Entry or TSA PreCheck, up to $100 every 5 years. To receive reimbursement, you must charge the application fee to your Citi® / AAdvantage® Executive card.