These perks are too basic to mention for most rewards cards. But the pros of the Mission Lane Visa® Credit Card are comparable to many other unsecured credit-builder cards. Show Get an unsecured card with no security depositThe main reason to get Mission Lane Visa® Credit Card to build credit is that you won't need a cash deposit to open an account. The Mission Lane Visa® Credit Card charges a 3% foreign transaction fee on these types of purchases. For example, if you make a $100 purchase in a foreign currency, you would be charged an extra $3 for the foreign transaction fee. Just keep in mind that payments via regular mail take the longest time to post. So, in order to avoid being late, make sure to send your payment at least 5-7 days prior your due date. This way you could avoid being charged with a late fee. 0 0 Heather Report Abuse 5 Star Rating Verified CustomerMissions lane credit card is great! Great way to build your credit! I use it when I need it most and pay it off as soon as I can. They are sure to post your monthly payments to show other lenders you make your online monthly payments on time. I haven't had any issues at all. I would 100% recommend Missions Lane. show more show less Comment 0 0 Raymond Report Abuse 5 Star Rating This card is great. As long as you pay on time they will increase the limit on their own without you requesting an increase of finds show more show less Comment 0 0 rosy_photography Report Abuse 1 Star Rating Mission Lane is a joke I have always paid on time never late and always paid almost the full balance off keeping it well below 30% and yet I have never gotten a increased and it takes them so long for payments to be posted I have been a cardholder for over a year now I recommend credit one American Express I gotten a increase with them in just a few months show more show less Comment 0 0 Paul Report Abuse 5 Star Rating I love this credit card and the app works perfectly, I use this credit card to pay bills and then pay card balances often, I am not sure how much it helps your credit spending more than credit limit and paying off every month show more show less Comment 0 0 qtinakandrew13 Report Abuse 5 Star Rating Awesome card and service. Members ship is only complaint but good card helpful service and people seem to really care about your personal problems and bills and all. show more show less Comment 0 0 Tanner Report Abuse 5 Star Rating Is the best credit card ever had I love this with all my heart I recommend it to everybody helps you grow your credit score really high show more show less Comment 0 0 LUCINDA L L BURGESS Report Abuse 4 Star Rating Verified CustomerGOOD FOR REBUILDING CREDIT. WISH I HAD REWARD POINTS. HIGH ADJUSTABLE RATES BUT THAT IS THE STANDARD NOW. NO ANNUAL FEE. THEY REVIEW FOR CREDIT INCREASES. show more show less Comment 0 1 Allenea Report Abuse 1 Star Rating Card doesn't have any increases. Annual membership fees. Credit score excellent but don't deserve a increase. Dare to closed the card it will take up to twelve points. show more show less Comment 1 0 Felix Report Abuse 5 Star Rating Verified CustomerSo far it's been great card and has helped raise my credit score. Looking forward to see how it will help or hurt in the long term. show more show less Comment 0 1 Roman Report Abuse 5 Star Rating Verified CustomerEasy to use great card to have I can spend this and use it at Walmart and I can spend it and use it at Lowe’s and I can spend it and use it at Home Depot Does Mission Lane credit card have an annual fee?The Mission Lane Visa® Credit Card comes with a $59 annual fee. (You might see different offers on Credit Karma.) This card doesn't offer a rewards program, so you won't have the opportunity to offset this fee by earning rewards whenever you use it to make purchases.
Is Mission Lane no annual fee?The Mission Lane Visa comes with a $59 annual fee. If you have at least fair credit, however, the Mission Lane card's annual fee will be hard to justify, as you should be able to find an unsecured card that charges a lower annual fee or no annual fee.
Does Mission Lane credit card have a monthly fee?Annual Fee. We will charge an annual fee of $0 - $75 each year, whether or not you use the Account, and whether or not you have active charging privileges. Unless waived your first year, your annual fee will be charged upon the first transaction on the Account and then annually thereafter.
Is Mission Lane a good card to have?Yes, the Mission Lane Card is a good card for people looking to build or rebuild their credit. It doesn't have any hidden fees, and the issuer offers periodical credit limit increases (if you use your card responsibly). You're also given many credit-building tools such as: Free access to your credit score.
|