Rent to own homes with no credit check

One weekly payment includes all bills

PublicSquare manage all of your electricity, water, gas, and internet subscriptions, as well as your insurance and council rates. So all you need to worry about is one weekly payment. Read More

Rent to Buy Houses in NSW

Your Path to Ownership

If you are looking for an area that provides unbeatable surf, access to some of the country’s most beautiful national parks and great living opportunities for professionals and families, NSW might be the perfect choice. It’s a beautiful part of the country but there is a downside. With median house prices standing at over $850,000 and apartments not far behind, getting a mortgage or property loan is impossible for many.

For this reason, rent to buy houses are becoming more popular in NSW.

How does Rent to Buy Property work in NSW?

To put it simply, we will purchase a property on your behalf and you buy that property back from us once you have built up enough equity to secure financing from a lender. All you need to get started is a 2.5% kickstarter payment. You’ll never have to pay “rent” again as the weekly payment you give us can be used towards your purchase offset. It’s a great solution for aspiring homeowners who are not quite financially ready to enter the market.

When You Rent to Buy House in NSW

Why choose us over a lending institution?

PublicSqaure was formed to bridge the gap between renting and homeownership on our rent-to-own home service. Unlike banks and lending intuitions, of which PublicSquare is neither, we bridge the gap between renting and owning property. Renting simply means paying for the right to live in someone else’s property without any ownership or real say. By choosing PublicSquare, you’re unlocking the door to a whole new world of opportunity. We put you in the driving seat. We know it’s near impossible to save a deposit of 10-20% when prices are constantly on the rise. That said; all you need to secure your chosen property is a 2.5% kickstarter.

Searching for a NSW Rent to Buy Home

Whether you are looking in Casuarina, Blackhurst or Sydney proper, PublicSquare will be with you every step of the way. As long as your dream home is within your purchasing power, we’ll do our best to secure the best deal. We’ll take care of the legals and upfront costs so you can focus on getting ready for the big move. Searching for a rent to buy NSW home is much more stress-free when you have PublicSquare on your side.

But where are the hidden fees?

Besides some legal and accountancy fees and the 2.5% kickstarter, there are no additional fees. We take care of all stamp duty and tax fees. We will calculate and update your purchase offset amount every Friday. We do this by adding up the total amount of your kickstarter payment and all of your weekly payments (after bills) to date. You can watch your purchase offset amount grow each week.

Get Pre-Approved Now

PublicSquare has already helped customers start to rent to buy house in Queensland, and to rent to buy house in Victoria. Take the first step to a more financially stable future now. Start by filling out our pre-approval form and get in touch with us if you have any questions.
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What is rent to buy? How does rent to buy work?

Rent to buy homes offer a new path to home ownership. With no hidden fees, set weekly rates and an easy-to-manage payment system, rent to buy homes from PublicSquare offers a solution to rising property costs in Australia. But how does rent to buy work, and what are the benefits of renting to buy homes? If you want to find out more about what is rent buy, speak feel free to contact us

Rent to Buy Property: Never Pay ‘Rent’ Again

PublicSquare will purchase a property on your behalf. We take care of all negotiations and legals and pay all upfront costs, including stamp duty. After we settle the property, you can move in immediately and start to make yourself at home. You will then enter a lease with us where you’ll pay a weekly fixed rate while you build up equity to purchase your home when the time is right. Our rent-to-buy real estate system will give you more stability, as you never have to worry about someone kicking you out and selling the property. With us, you’ll get access to the upside of a rising market and start building wealth through ownership.

The Benefits of a Rent to Own Home with PublicSquare

No added fees

Your weekly payment includes electricity, gas, and internet bills. You don’t have to worry about separate charges; we take care of your utilities while you enjoy your new surroundings. You will be required to provide a 2.5% Kickstarter fee and cover the cost of some initial legal fees that will be reimbursed. Following this, you’ll pay a weekly payment that’s based on the type and price of your home.

Your choice of home

We will do our best to help you buy the home of your dreams.You can choose any pre-existing (i.e. non off-the-plan) house, townhouse, or apartment listed for sale on Domain.com.au or Realestate.com.au, as long as it fits your purchasing power.

What do I need to get started?

Forget about the standard 10%-20% deposit required by most lending institutions; PublicSquare only requires a 2.5% Kickstarter payment. You can use this 2.5% to offset the cost of your home later when you are ready to make the purchase. This gives those wishing to get on the property ladder a much smaller footing than most banks and lending institutions. Why wait years to move into your dream home when you can be moved in within a matter of weeks?

Why choose PublicSquare?

PublicSquare provides an innovative home-buying solution for anyone who wants to get ahead sooner.

PublicSquare has already helped customers start to rent to buy houses in Queensland, rent to buy houses in New South Wales, and rent to buy houses in Victoria. Our goal is to bridge the gap between renting and owning, and we’re proud to help our customers achieve their home-owning goals faster, easier, and cheaper than they ever thought possible.
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No Upfront Fees for Rent-to-Own

With PublicSquare, there are no upfront fees. While you do pay a kickstarter payment of 2.5% of the initial home price - as the name implies - this amount kickstarts your purchase offset, which you can use in full later when you're ready to complete the purchase of your home.

You also have to pay for a lawyer and an accountant to make sure all the contract terms are clear, but again, PublicSquare immediately reimburses those costs—usually around $800—in the form of extra purchase offset after you move into your home.

Therefore, with PublicSquare's rent to buy homes, you do not incur the typical upfront costs of regular home-buying. By foregoing the standard 10-20% deposit requirements and not having to pay the initial stamp duty cost, you can move into your dream home within weeks, not years.

At PublicSquare, we also do not charge risk fees, application fees, bond, or lender's mortgage insurance (LMI).

One Weekly Payment Includes All Bills

Before moving into your property, PublicSquare connects all of your utilities, including electricity, water, gas, and even internet.

PublicSquare also manages council rates and body corporate fees (if any) that you would generally have to pay yourself.

Our customers have told us that paying bills is stressful. They love the simplicity of paying just one single payment per week and letting PublicSquare take care of the rest.

Cash-Out Option

If things don't go according to plan, and you don't want to buy your property anymore, or you can't keep paying your weekly payments for some reason, PublicSquare will allow you to leave the property without any debts hanging over your head.

You can move out at any time after an 8-week notice period and cash out a portion of all your accumulated purchase offset. The longer you have lived in the property, the higher the cash-out amount will be.

Summary

Rent to own homes are an excellent choice for would-be homebuyers who don't want to continue wasting money on rent and would like to lock in a future price guarantee to protect themselves against a rising property market.

Previous rent to own companies offered a limited choice of low-quality homes, which created some scepticism. PublicSquare has eliminated those issues with a technology-focused product that customers love, including no upfront fees and a guaranteed home price that appreciates at just 3% per year.

Using modern software, PublicSquare also processes customer applications up to 10x faster than the banks.

Can you rent to buy a house in NSW?

The short answer is yes. Aspiring home buyers who enter into a rent-to-own agreement do not own any part of the property until they've made the final payment, which means that the vendor is not at risk should they default on their payments.

Can you rent to buy in South Australia?

According to the South Australian government, rent-to-buy schemes typically follow two phases: the 'rent' phase and the 'purchase' phase.

How does own home work?

With OwnHome, pricing is simple and straight forward. To purchase the home, you make a one-time, upfront payment of 3% of your home's value. 1% of your home's value goes directly to your security deposit, which you can use to buy back your home at the pre-set price. For a $1,000,000 home, you'd pay just $30K upfront.