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doxo is a secure all-in-one service to organize all your provider accounts in a single app, enabling reliable payment delivery to thousands of billers. doxo is not an affiliate of Sound Credit Union. Logos and other trademarks within this site are the property of their respective owners. No endorsement has been given nor is implied. Payments are free with a linked bank account. Other payments may have a fee, which will be clearly displayed before checkout. Learn about doxo and how we protect users' payments. Customer Base OverlapCustomers that follow Sound Credit Union most often also follow: Skip to content Buy now and take up to 60 days to make your first loan payment! This offer is good on new or used car, boats, RV and motorcycles and personal loans. For questions about this program, contact us the way that’s easiest for you: Apply Now Real estate loans, Visa credit cards, home equity lines of credit, home equity loans and business loans are excluded from this offer. Interest will still accrue during the deferral period. Offer subject to change at any time. E.g. "order checks" or "loan application" or "reset password" Email Us Please do not include personal information such as your account number of social security number. Email Us Call us Contact Center
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Auto Loans WashingtonAdventure awaits. New, used, fueled or electric. Great rates for pretty much every car, but the flying kind. Fast Pre-ApprovalsGet pre-approved for an auto loan in minutes. Competitive RatesGet a fair rate on your vehicle and a 0.25% rate discount with auto pay from a Sound checking account. Green Vehicle DiscountsReceive an additional 0.25% off your rate when financing a qualifying hybrid vehicle and an additional 0.25% rate discount with auto pay from a Sound checking account. View current rates Let us help you find your next vehicle. Shop online through approved dealersFind your perfect car, SUV, RV, boat or personal watercraft from your own couch. AutoSMART lets you research vehicles, shop local dealers online, even apply for Sound financing in one spot. Shop Vehicles Online » Buy through EnterpriseWe’ve partnered with Enterprise Car Sales to offer you great values on used vehicles. Search more than 5,000 cars, trucks, vans, and SUVs locally or online for an even larger selection. Visit Enterprise » “Sound Credit Union refinanced my car loan when I had doubts anyone else would… I am a life time customer. Thank you Sound Credit Union!” Lisa E, Tacoma Protect Your LoanWe can’t predict what will happen, but we can protect ourselves if it does. Sound offers both GAP and Extended Warranty Protection on all of our recreational vehicle loans, meaning if your vehicle breaks down, is totaled, or is stolen you’ll be covered. Learn more about your insurance options » Curious if Sound can save you money?If you have an auto loan with a different lender, use our easy comparison tool to see if Sound can offer you a lower payment or more favorable terms. It’s one of our favorite things to do! Auto Loan Comparison Tool »  Auto AdvantageOur auto loan alternative, the Auto Advantage program offers 30-40% lower payments and all the flexibility of leasing a car. Learn more about Auto Advantage » Equity Auto LoansUse the equity you have in your automobile to get the cash you need. Sound can finance up to 150% of the value of your vehicle, if credit qualifies. That’s money you can use for debt consolidation, tax and title costs, or even a vacation—all at a fixed rate. Get Moving on Your Auto LoanIs there a grace period for auto loan payments?Most auto loans have a 10 day grace period on payments, meaning you can make a payment within 10 days of the agreed-upon monthly due date without the payment being considered late.
What happens if I pay my car loan 3 days late?“No, making a payment three days late will not affect your credit. In most cases, you have to be 30 to 60 days late for it to affect your credit score. You should be able to look at your contract to see the grace period for payments so you don't incur a penalty.
What happens if you miss a car payment with credit union?If you fall behind on credit card payments, the credit union can seize your car to satisfy your credit card debts, even if you've never missed a car loan payment or paid one a few days late. This also complicates your situation if you're considering bankruptcy.
What happens if I pay my car payment 7 days late?You may be charged a late fee if your payment arrives outside of the grace period. Typically, auto lenders wait 30 days after your payment due date to report the payment as late to the credit bureaus.
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Sound Credit Union auto loan payment grace period
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