When is the route 40 yard sale 2022

Attracting thousands of visitors for a flea market road trip that crosses six states and spans over 800 miles, Historic National Road Yard Sale on US 40 is an ideal trail for vintage and antique collectors

+1 765 478 4809 Website

When is the route 40 yard sale 2022

Home » Markets » USA » Indiana » Historic National Road Yard Sale – US 40 Yard Sale

Established in 2004, the Historic National Road Yard Sale on US 40 stretches 800-plus miles across the heart of “Main Street of America” from Maryland to Missouri. The 200-year-old scenic bypass showcases the country’s diverse beauty from the foothills of the Appalachian Mountains to the iconic Gateway Arch in St. Louis. Steeped in the legacy of westward pioneers, US 40 Yard Sale is a trail that beckons antique enthusiasts to explore.

The Historic National Road Yard Sale draws thousands of visitors. According to some reports, the annual event pulls in tens of thousands. Crowds, however, are dispersed throughout six member states. The sale typically begins the Wednesday after Memorial Day and runs for five days. Like many highway flea markets, vendors are open from dawn to dusk. While early birds can have their pick of the lot, latecomers might score better deals.

Yet, possibilities are as vast as the open road. Visitors will discover everything from antiques and vintage to common yard sale knick-knacks. Among the products to expect are primitive furniture and kitchenware as well as retro embroidered patches and clothing. In one participating county alone is a 66-mile loop with over 1200 antique dealers known as “Antique Alley.”

In addition to quality antiques and collectibles, residents and community organizations set up booths along the route. The result is a win-win. Merchandise can be an unpredictable assortment of both upscale and affordable items. Patrons might find heirlooms alongside thrift store trinkets. Crafts also run the gamut, from intricate leatherwork to jewelry and beadwork.

A special perk of the Historic National Road Yard Sale is the opportunity to overnight in classic inns. For example, family-owned rustic lodges and kitschy motels pepper US 40 roadsides. Wherever travelers rest, miles of antiques will delight collectors far and wide.

The 19th anniversary of the National Road Yard Sale will be held from June 1 to 5. The event began in 2003 as a way to promote tourism and local businesses along the historic route.

The first year the festival was limited to Indiana. With the help of tourism bureaus, newspapers, TV news, social media and word of mouth, the National Road Yard Sale event is now held annually on the first Wednesday after Memorial Day through the following Sunday in Indiana, Ohio, Illinois, Pennsylvania, West Virginia and Maryland.

The National Road, in many places known as US Route 40, was built between 1811 and 1834 to reach the western settlements. It was the first federally-funded road in U.S. history and stretches from Baltimore, Maryland to St. Louis, Missouri. The yard sale provides travelers with the opportunity to explore the many attractions on the "road that built the nation." The National Road Interpretive Center in Vandalia Illinois, James Whitcomb Riley Museum in Greenfield, Indiana, historic Uniontown in Pennsylvania, and the Zane Grey National Road Museum in Norwich can all be found along the road. 

The goal of the sale is to have each community participate to make the event one long festival along the route. The yard sale festival is an opportunity to showcase the old pike towns, and past sales have drawn in thousands of people to the areas.

Sales days may vary in communities. 

For more information contact coordinators Donna Tauber at 765-987-7565, Kim Couch at 765-969-7593 or on Facebook. To view maps go to https://www.fhwa.dot.gov/byways/byways/2278. 

Washington, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) issued guidance about two junk fee practices that are likely unfair and unlawful under existing law. The first, surprise overdraft fees, includes overdraft fees charged when consumers had enough money in their account to cover a debit charge at the time the bank authorizes it. The second is the practice of indiscriminately charging depositor fees to every person who deposits a check that bounces. The penalty is an unexpected shock to depositors who thought they were increasing their funds.

“Americans are willing to pay for legitimate services at a competitive price, but are frustrated when they are hit with junk fees for unexpected or unwanted services that have no value to them,” said CFPB Director Rohit Chopra. “We are providing guidance on existing law that will help law-abiding businesses seeking to fairly compete and the families they serve.”

Overdraft and depositor fees likely violate the Consumer Financial Protection Act prohibition on unfair practices when consumers cannot reasonably avoid them. Today’s Consumer Financial Protection Circular on surprise overdraft fees and the CFPB’s compliance bulletin on surprise depositor fees lay out when a financial institution’s back-end penalties likely break the law.

Surprise Depositor Fees

When a consumer deposits a check that bounces, banks sometimes charge a fee to the depositor, usually in the range of $10 to $19. However, a person trying to deposit a check has no idea or control over whether the check will clear, and sometimes, that person is the victim of check fraud. In fact, there are many reasons deposited checks can bounce, and the most common reason is that the check originator does not have enough money available in their account. Charging a fee to the depositor penalizes the person who could not anticipate the check would bounce, while doing nothing to deter the originator from writing bad checks.

The bulletin explains that indiscriminately charging these depositor fees, regardless of circumstances, likely violates the Consumer Financial Protection Act. Financial institutions can generally stay on the right side of the law when they employ more tailored fee policies that charge depositor fees only in situations where a depositor could have avoided the fee, such as when a depositor repeatedly deposits bad checks from the same originator.

Surprise Overdraft Fees

An overdraft fee can become a surprise fee when the customer doesn’t reasonably expect their actions to incur an overdraft fee. For instance, even if a person closely monitors their account balances and carefully manages their spending to avoid overdraft fees, they can easily incur penalties when financial institutions employ processes that are unintelligible or manipulative.

Today’s Consumer Financial Protection Circular explains that when financial institutions charge surprise overdraft fees, sometimes as much as $36, they may be breaking the law. The circular provides some examples of potentially unlawful surprise overdraft fees, including charging penalties on purchases made with a positive balance. These overdraft fees occur when a bank displays that a customer has sufficient available funds to complete a debit card purchase at the time of the transaction, but the consumer is later charged an overdraft fee. Often, the financial institution relies on complex back-office practices to justify charging the fee. For instance, after the bank allows one debit card transaction when there is sufficient money in the account, it nonetheless charges a fee on that transaction later because of intervening transactions.

In September 2022, the CFPB took action against Regions Bank for charging surprise overdraft fees known as authorized positive fees. As early as 2015 the CFPB, as well as other federal regulators, including the Federal Reserve, began cautioning financial institutions against charging certain types of authorized positive fees, such as the ones used by Regions to unlawfully penalize customers. Regions is required to, among other consequences, reimburse consumers all the funds it unlawfully charged since August 2018 and pay a $50 million penalty.

Today’s Consumer Financial Protection Circular on surprise overdraft fees and its bulletin on surprise deposited item fees are just the latest announcements as part of the CFPB’s junk fee initiative, one of many efforts across the federal government to increase competition and reduce unnecessary financial burdens on American families.

Junk Fee Initiative

In January 2022, the CFPB launched an initiative to scrutinize back-end junk fees that cost Americans billions of dollars. Tens of thousands of people responded to a CFPB Request for Information with their stories and complaints about unnecessary fees in banking. Since then, the CFPB has taken action to constrain “pay-to-pay” fees, and has announced a rulemaking proceeding on credit card late fees. In the last year, the CFPB has also published several research reports on overdraft fees and an analysis of college banking products.

The CFPB has observed that financial institutions have started to compete more when it comes to fees. Earlier this year multiple banks announced they were eliminating overdraft fees or updating their policies to be more consumer friendly. And, in recent months, multiple large banks announced that they are eliminating non-sufficient fund fees on their checking accounts. The CFPB estimates that these changes mean $3 billion in savings for consumers.

Read today’s Consumer Financial Protection Circular, Surprise Overdraft Fee assessment practices .

Read today’s compliance bulletin .

Read the CFPB’s recent enforcement action against Regions Bank for charging surprise overdraft fees.

Learn about the CFPB’s work on junk fees at consumerfinance.gov/JunkFees.

Consumers can submit complaints about overdraft and depositor fees, as well as about other financial products or services, by visiting the CFPB’s website or by calling (855) 411-CFPB (2372).

Employees who believe their companies have violated federal consumer financial protection laws are encouraged to send information about what they know to [email protected].

What road is the World's Largest yard sale on?

The World's Longest Yard Sale takes place each first Thursday through Sunday in August. The sale begins in Gadsden, AL at Noccalula Falls Park and continues up the Lookout Mountain Parkway towards Chattanooga.

What is the route for the longest garage sale?

That's because it really is the longest yard sale in the world. To be exact, it's 690 miles long and the route travels through 6 states; Michigan, Ohio, Kentucky, Tennessee, Georgia, and Alabama. The majority of the route follows Highway 127 from Addison, MI in the north to Chattanooga, TN in the south.

What is the best day for a rummage sale?

Friday, Saturday and Sunday mornings are usually the best time to hold your garage sale. Here's an insider garage sale tip: Consider scheduling it on the first weekend of the month—a lot of paychecks go out at the end of the month, so people will have cash to spend.

What month is best for garage sales?

The best time to host a garage sale is early spring, because shoppers are excited to break out of their winter hibernation and browse for bargains in the sun. But if your spring cleaning lasts until June, summer is the next best time to hold your garage sale.