You are here: Home / New To Medicare / How To Apply For Medicare Online – Step By Step Show
The Process To Apply For Medicare OnlineHere we’ll go through the steps to apply for Medicare online. The whole process for enrolling online is going to take about 10 or 15 minutes and you’ll need to have access to the internet. This online enrollment we’re talking about is for Medicare only. If you also want to start your Social Security retirement benefits then you can apply at the same time you apply for Medicare. Who Does Not Have To Apply For Medicare?If you already receive Social Security benefits or Railroad retirement benefits before turning age 65, you’ll be automatically enrolled in Medicare Parts A and B. You don’t need to do anything or apply online. Your red white and blue Medicare card will be mailed to you approximately 60-90 days before your effective date. Your Medicare card will have your name, Medicare Beneficiary Identifier number and coverage effective dates for Part A and Part B. Here’s a Checklist to show you what’s needed for the Online application: Application Checklist If You’re Not Receiving Social Security Retirement BenefitsIf you’re not already receiving Social security retirement benefits and you’re approaching age 65, then you can sign up for Medicare during your initial enrollment period. This is a 7 month window that starts 3 months before, includes the month of your birthday, and ends 3 months after your birthday month. If your birthday falls on the 1st of the month, then your Medicare will begin one month prior to your birthday month. You can apply online for Medicare Part A and Part B. Or, you can fax or mail in the required forms (CMS 40B) instead of applying online. Once you apply for Part B, you will also be enrolled in Part A. If a Social Security office is open, then you can apply in person. You also have the option to call and set up a phone appointment. It’s important to know that if you miss your initial enrollment for Part B then you could face a late enrollment penalty. If You Delayed Medicare Because You Were Still WorkingIf you delayed enrolling in Medicare Parts A and B because you were still working, then you can enroll online for both Part A and Part B. There are also two forms (CMS 40B and CMS-L564) you need to fill out and send in to Social Security. This shows that you were covered under employer or other creditable insurance. As long as you can provide proof of coverage then you won’t have any penalty for not signing up when you were first eligible at 65. If You Already Have Part A But Not Part BIf you enrolled previously in Part A but not Part B then you have the option to apply for Medicare Part B online using a special application link at the Social Security website. You can also upload the two required forms with your online application that shows proof of creditable coverage. To start the application, scroll down to the bottom of the page and check the box that you understand and agree. Then click Start Application. This is an electronic form so click the yellow arrow that says Start. Then fill in the required information on the form and scroll down the page a bit where you’ll see a remarks box. Type in the first of the month that you want your Part B to start. Fill in the employers information. And then at the bottom you can attach the two forms that are required to be sent in with your application. You’ll click to Sign and you’ll also need an email address to confirm your digital signature. You’ll need to receive and complete the email confirmation before the application is submitted.You still have the option to send in your forms by Fax 1-833-914-2016 or mail to one of the Social Security Field offices. Social Security will process your Medicare Part B application and issue you a new Medicare card that includes your added Part B effective date on it. The Steps To Apply For Medicare Online If You Don’t Have Part A and Part B
The Re-entry NumberAfter completing this section, you’ll get a re-entry number. Write this number down in case you need to take a break and come back to the application.
You’ll get a confirmation link where you can save a copy of your application. We highly recommend that you save this. You’ll also get a confirmation email from Social Security. You’ll receive a confirmation letter of enrollment usually within a few weeks. Then it takes a few more weeks to get your Medicare Card in the mail. Once you’ve applied for Medicare Parts A and B then you’ll want to look for Medicare Supplemental and Prescription drug coverage. I hope this walk through has helped simplify the steps for you to enroll in Medicare online. If you have any questions please call us at (800) 783-5901 or email us at . Our service is 100% FREE and we’re happy to help you. |