Fort Bragg Federal Credit Union Checking account

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Savings/Checking Accounts
How do I open a Fort Bragg Federal Credit Union account?
Who can join Fort Bragg Federal Credit Union?
What is Fort Bragg Federal Credit Union Routing Number?

Savings/Checking Accounts

Account Type	Dividend Rate	APY**
All Savings & Payable on Death Account (Up to $4.99 ADB)	0.00%	0.00%
Savings & Payable on Death Account ($5.00 or more ADB)	0.15%	0.15%
Teen/Youth Account ($5.00 or more ADB)	0.30%	0.30%
Holiday Club Account ($5.00 or more ADB)	0.30%	0.30%
IRA Share Account1 ($25 or more minimum ADB)	0.30%	0.30%
Basic Checking Accounts	0.00%	0.00%
Secure Checking Accounts (Up to $2,499.99 ADB)	0.00%	0.00%
Secure Checking Accounts ($2,500.00 or more ADB)	0.10%	0.10%

Term	Dividend Rate	APY**
3-Months ($500 or more minimum balance)	0.25%	0.25%
6-Months ($500 or more minimum balance)	0.50%	0.50%
12-Months ($500 or more minimum balance)	0.70%	0.70%
12-Months Jumbo ($25,000 or more minimum balance)	0.90%	0.90%
24-Months ($500 or more minimum balance)	0.90%	0.90%
15-Months* ($10,000 or more minimum balance)	2.13%	2.15%
24-Months Step-Up+ ($5,000 or more minimum balance)	0.90%	0.90%
24-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.00%	1.00%
36-Months ($500 or more minimum balance)	1.10%	1.11%
36-Months Step-Up+ ($5,000 or more minimum balance)	1.10%	1.11%
36-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.20%	1.21%
48-Months ($500 or more minimum balance)	1.30%	1.31%
48-Months Step-Up+ ($5,000 or more minimum balance)	1.30%	1.31%
48-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.40%	1.41%
60-Months ($500 or more minimum balance)	1.40%	1.41%
60-Months Step-Up+ ($5,000 or more minimum balance)	1.40%	1.41%
60-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.50%	1.51%

Non-IRA Term Share Certificates - Penalty for early withdrawal:
For terms 24-months or less - loss of 90-days dividends on amount withdrawn
For terms greater than 24-months - loss of 180-days dividends on amount withdrawn
*Limited Time Offer, new money only, early withdrawal penalty - 90-days dividends on amount withdrawn. CD will auto-renew at 12-month term at applicable rate. The offer period begins 9/1/2022 and may change or discontinue at any time.

Term	Dividend Rate	APY**
3-Months ($500 or more minimum balance)	0.25%	0.25%
6-Months ($500 or more minimum balance)	0.50%	0.50%
12-Months ($500 or more minimum balance)	0.70%	0.70%
12-Months Jumbo ($25,000 or more minimum balance)	0.90%	0.90%
24-Months ($500 or more minimum balance)	0.90%	0.90%
24-Months Step-Up+ ($5,000 or more minimum balance)	0.90%	0.90%
24-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.00%	1.00%
36-Months ($500 or more minimum balance)	1.10%	1.11%
36-Months Step-Up+ ($5,000 or more minimum balance)	1.10%	1.11%
36-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.20%	1.21%
48-Months ($500 or more minimum balance)	1.30%	1.31%
48-Months Step-Up+ ($5,000 or more minimum balance)	1.30%	1.31%
48-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.40%	1.41%
60-Months ($500 or more minimum balance)	1.40%	1.41%
60-Months Step-Up+ ($5,000 or more minimum balance)	1.40%	1.41%
60-Months Jumbo Step-Up+ ($25,000 or more minimum balance)	1.50%	1.51%

IRA Term Share Certificates Penalty for early withdrawal:
For terms 24-months or less - loss of 90-days dividends on amount withdrawn AND if closed, a $25 Administrative Fee.
For terms greater than 24-months - loss of 180-days dividends on amount withdrawn AND if closed, a $25 Administrative Fee.

Rates and APY are accurate as of 10/01/2022. ADB = Average Daily Balance
1Rates may change after the account is opened if an account has a variable rate.
**APY = Annual Percentage Yield.
+The rates on a "STEP-UP" Certificate can be "bumped up" once during the term set, when you see rates on the rise.

How do I open a Fort Bragg Federal Credit Union account?

Open the account in Online Banking. Click here to log in to Online Banking or download our FBFCU Live mobile app here. Navigate to the Additional Services tab and select Loan/Account Services to add an account. Under the Checking tab, add Secure Checking or Basic Checking to your cart.

Who can join Fort Bragg Federal Credit Union?

How can you become a member of Fort Bragg Federal Credit Union? All you have to do is meet one of the following: Persons who live, worship, work (or regularly conduct business in) or attend school, and businesses and other legal entities in Cumberland, Harnett, Hoke, Lee, Moore, Robeson, or Scotland County, NC.