How do i get a new credit card

Thank you for supporting the NTUC/OCBC Plus! partnership. The co-branded NTUC & OCBC PLUS! Credit and Debit Cards, NTUC-OCBC Starter account and PLUS! savings account will be phased out. These products will cease to function on 1 February 2023.

Existing customers will be receiving an alternative card/bank account from 7th September 2022, as long as your account remains in good standing.

We would like to assure all our customers that you can continue to use your NTUC and/or OCBC Plus! Credit and/or Debit card till 31st January 2023 or until you activate your alternative OCBC 365 Credit and/or Debit Card from OCBC, whichever is earlier.

For NTUC-OCBC Starter Account and/or Plus! Savings Account, your account will be switched to an OCBC account automatically from 1 Oct 2022. As there is no change to your banking account number, your existing GIRO arrangements remains unchanged. You can also continue to access your banking balances using your NTUC and/or OCBC Plus! Credit and/or Debit Card till 31st January 2023 or until you activate your alternative OCBC 365 Credit Card and/or Debit Card from OCBC.

New-to-Bank applicants who use MyInfo to retrieve personal details and income information (CPF and Notice of Tax Assessment information), pass all screening steps and income checks are eligible for Instant Account Opening. The application must be submitted after 7am and before 8pm.

Existing-to-Bank applicants (with a UOB Principal Credit Card & Account) who apply via Internet Banking. Please note exclusions in Q2.

Applicants will receive a SMS notification to inform them that the Credit Card/Cashplus application(s) has/have been approved within minutes from submission.

For Credit Card applicants, you can login to UOB TMRW (Android version only) to digitise your credit card for contactless purchases. The physical card will be ready 2 working days after approval and will be sent via normal mail. If you require your card earlier, please call 1800 222 2121 for more information.

Due to the current covid-19 situation, there may be a delay in the processing of your card application. International Postage service by our mailing provider is also currently suspended until further notice. For urgent queries, please contact our call centre.

20K Welcome Miles: For the first 100 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 30 November 2022 or the first 200 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 31 December 2022 and they have spent a minimum of S$1,000 per month for 2 consecutive months from card approval date, they will receive either a one-time bonus credit of UNI$10,000 (equivalent to 20,000 miles).

20K Annual Fee Bonus Miles: For new-to-UOB Credit Cardmembers who successfully apply for a UOB PRVI Miles Card from 22 November – 31 December 2022 and have successfully registered to participate with first year annual fee payment of S$240 (subject to prevailing GST) via SMS.

Click here for full terms and conditions.

Up to S$400 worth of Cash & Gift Vouchers comprises of A) S$300 Cash Credit and B) S$100 Dairy Farm Gift Vouchers+.

A) S$300 Cash Credit:
For the first 100 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 30 November 2022 or the first 200 new-to-UOB credit card customers who successfully apply for a selected UOB credit card by 31 December 2022 and they have spent a minimum of S$1,000 per month for 2 consecutive months from card approval date, they will receive either a one-time bonus credit of UNI$10,000 (equivalent to 20,000 miles) or a one-time cash credit of S$300. Click here for full terms and conditions.

B) S$100 Dairy Farm Gift Vouchers+:
For the first 200 new-to-UOB Lady's Credit Card customers who successfully apply for a UOB Lady's Credit Card by 31 December 2022 and spend a min. of S$1,000 per month for 2 consecutive months from card approval date. Click here for full terms and conditions.
+S$100 Dairy Farm Gift Vouchers are redeemable at Cold Storage, Marketplace, Jasons, Giant, Guardian and 7- Eleven.

For the first 2,000 new-to-UOB Credit Cardmembers monthly who successfully apply for a UOB personal KrisFlyer UOB Credit Card from 10 November 2022 to 31 January 2023 and spend a min. of S$2,000 within 60 days from card approval date on their new KrisFlyer UOB Credit Card. Click here for full terms and conditions.

Hanneh Bareham specializes in everything related to student loans and helping you finance your next educational endeavor. She aims to help others reach their collegiate and financial goals through making student loans easier to understand.

  • Connect with Hanneh Bareham on Twitter Twitter
  • Connect with Hanneh Bareham on LinkedIn Linkedin
  • Get in contact with Hanneh Bareham via Email Email

Hanneh Bareham

and

Liz Bingler

Written by Liz BinglerArrow RightAssociate Editor

Liz Bingler is an Associate Editor for CreditCards.com and Bankrate, where she focuses on product news and reviews. As an editor, her goal is to produce content that will help people to make informed financial decisions.

Liz Bingler

Edited by

Mariah Ackary

Edited by Mariah AckaryArrow RightEditor

Mariah Ackary is a personal finance editor who joined the Bankrate team in 2019, excited to help people make good decisions with their money. Send your questions to [email protected]

What do you need to open a new credit card?

What you need to submit a credit card application.
Your full legal name. ... .
Your SSN and/or ITIN. ... .
Your mailing address. ... .
Your gross annual income. ... .
Your employment status. ... .
Your housing costs. ... .
Your phone number. ... .
Determine your credit health..

How do I replace my credit card?

Retrace your steps—Go back to where you last used the card or accessed your wallet. Deactivate your card—Once you know that the card is missing, reach out to your credit card provider immediately to lock or deactivate your card. Request a replacement—A new card will be sent to your billing address.

How do I replace my old credit card with a new one?

You can call the Customer Care number and report that your Credit Card has been damaged. The bank will then hotlist the damaged Credit Card. Once you report the damaged Credit Card, you can raise a request with the bank to replace the damaged Credit Card with a new one.

Can you get a new credit card the same day?

Can you get a credit card on the same day? Assuming you apply online and receive instant approval, some issuers like American Express can provide you with access to your credit card number immediately, but others will not. However, another option is to ask if your card can be shipped via expedited mail.