Quickly estimate auto insurance coverages and limits for you and your vehicleSimplify car insurance before you quote. Your policy’s coverage selections depend on what your state requires, how much you have to protect, whether your vehicle is financed, and your risk tolerance. Our auto insurance calculator works as an estimator for your car insurance coverage needs and explains the strategy behind choosing protection. Show Discover the right level of insurance for you
Results*Ready for a customized quote? Now that you’ve seen the estimated coverages, get an accurate quote from Progressive in minutes. We’ll ask more detailed questions about you and your vehicle(s) and provide options to fit your unique needs.
*The Car Insurance Calculator is intended to be an informational tool and serves as a starting point as you select your coverages, limits and deductibles. It does not generate an insurance quote, nor is it intended to recommend specific insurance coverages. You are responsible for selecting the coverages, limits, and deductibles that best protect you and your property, and Progressive makes no warranty as to the adequacy of the coverages you select. This tool does not present every coverage option or limit available in each state and situation. If you want higher liability limits than we offer, you should consider purchasing excess or umbrella insurance, which can be purchased directly from Progressive in most states. How is total cost of insurance calculated?Generally, your total cost is your premium + deductible + out-of-pocket costs + any copayments/coinsurance.
How much car insurance do I need in Florida?According to Florida law, if you own a motor vehicle with four or more wheels you must carry $10,000 of personal injury protection (PIP) insurance and a minimum of $10,000 of property damage liability insurance. You may have a deductible of up to $1,000 for PIP coverage and $500 for property damage liability.
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