How to verify card with apple pay

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Get Started with Navy Federal and Apple Pay
How to Use Apple Pay in Participating Stores
What do I need to get started with Apple Pay?
Which Navy Federal card can I use with Apple Pay?
How do I change my default card to my Navy Federal card?
How do I replace my old Navy Federal card with my new card on Apple Pay?
Are my payments safe with Apple Pay?
How are my privacy and personal information protected?
Am I able to opt out of Apple Pay at any time?
Which merchants are participating?
Is Apple Pay free?
Where can I get more information on Apple Pay?
Why can't I verify my debit card on Apple Pay?
How do I verify my card for Apple Pay without calling?
Can I use Apple Pay without verifying my card?

Using Apple Pay is safe. When you use Apple Pay, your Navy Federal card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device. Your payment information is stored in Wallet ®. You still enjoy all the benefits of your Navy Federal credit and debit card, including our Zero Liability policy that protects you from unauthorized purchases.

To get started, you need a supported iPhone or iPad. Simply add your Navy Federal credit or debit card to your Apple Pay account with your iSight ® camera or by entering it manually.

The first card you add will automatically become your default payment card. You can go to Wallet anytime to pay with a different card and add or remove any of your cards as needed.

If your mobile device is ever lost or stolen, you can use the "Find My iPhone" feature to quickly set your device in "Lost Mode," disabling purchasing ability and the ability to get into the phone without a PIN entry. Or, you can wipe all information from your iPhone.

You can use your Navy Federal card with Apple Pay to pay at more than millions of locations, including Bloomingdale's ®, McDonald's ®, Macy's ®, Nike ®, Duane Read™, Subway® and Staples ®. You can also use Apple Pay when using apps for Apple ®, Groupon™, Starbucks ® and the Disney Store ® and at vending machines, trains and taxis. More stores, apps and payment locations are coming all the time.

Get Started with Navy Federal and Apple Pay

How to Use Apple Pay in Participating Stores

Look for the Pay Wave® or Apple Pay symbol at checkout and hold your phone near the contactless reader.
Place your finger on the Touch ID ® or use Face ID ®. Or, you may need to enter a passcode and sign a receipt.
Keep your phone by the reader until it vibrates and beeps, indicating your payment was accepted.

What do I need to get started with Apple Pay?

A supported iPhone or iPad
Touch ID ®, Face ID ® or passcode on your device
iCloud ® account

Which Navy Federal card can I use with Apple Pay?

You can use all Navy Federal credit and debit cards, including our Business credit and debit cards.

How do I change my default card to my Navy Federal card?

The credit or debit card associated with your iTunes ® account or the first card you add to Wallet ® is your default card. To change your default card:

Go to "Settings > Wallet & Apple Pay."
Tap "Default Card."
Choose a new card.

How do I replace my old Navy Federal card with my new card on Apple Pay?

Simply delete the old card from Apple Pay and add the new card. To delete the old card, go into "Settings," open "Wallet & Apple Pay," select the card you want to delete and tap "Remove Card." To add your new card, follow the easy step-by-step instructions.

Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your Navy Federal card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your Navy Federal credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.

How are my privacy and personal information protected?

Since Apple Pay doesn't store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

Am I able to opt out of Apple Pay at any time?

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed.

Which merchants are participating?

You can use Apple Pay at millions of locations, including Bloomingdale's®, McDonald's®, Macy's®, Nike®, Duane Reade™ and Staples®.

Is Apple Pay free?

The service is free, but message and data rates may apply, depending on your data plan.

Where can I get more information on Apple Pay?

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

App Store®, Apple®, Apple Pay®, iPhone®, iSight®, Wallet®, Touch ID® and iTunes® are trademarks of Apple, Inc., registered in the U.S. and other countries.

Why can't I verify my debit card on Apple Pay?

If you are getting a message to contact the card issuer, call the bank or credit card company who issued you the card to make sure there are no restrictions on the card. If you are getting a message that Apple Pay services are unavailable at this time, sign out of your Apple ID and back in.

How do I verify my card for Apple Pay without calling?

Question: Q: How do I verify debit card on Apple Pay besides calling bank?.

Start by going to settings>general>reset>and reset all settings..

Turn off your device and turn it back on..

Force reboot your device (Force reboot device - Apple Support).

Can I use Apple Pay without verifying my card?

You can still use your account without verification, but you won't be able to access certain features of your Apple Cash account, like sending and receiving money and adding money to your balance.