Show Essential Plan (with Adult Dental and Vision)EmblemHealth's Essential Plan is a no-deductible HMO plan with a $0 monthly premium. There are four versions of this plan, and eligibility depends on income and other factors. The Essential Plan is available at any time of year, but only if you enroll on the NY State of Health Marketplace. All Essential Plans offer adult vision and dental as well. Who's eligible: Qualifying adult individuals age 19 to 64 (there is no family plan) living in one of eight New York counties, including the five New York City boroughs and Nassau, Suffolk, and Westchester counties. Benefits, premiums (monthly cost), and out-of-pocket costs: All four versions of the Essential Plan include all the essential health benefits, but at different out-of-pocket costs. For benefits, view plan documents below. Financial assistance: Cost savings are built into these plans through a premium of $0, no deductible, and copays as low as $0. No tax credits or additional financial assistance is offered with this plan.
Our Essential Plan provides network-only coverage through EmblemHealth's Enhanced Care Prime network. Our Essential Plan is an HMO plan, which means you must:
Since our Individual/Family and Essential Plans offer network-only coverage, members are responsible for the total cost of non-emergency care they receive outside their plan’s provider network. Use the FAIR Health Calculator* to estimate the cost of non-emergency medical services and procedures by zip code. *FAIR Health, Inc. is an independent nonprofit organization that uses actual provider charges when calculating fees. FAIR Health ensures that its fee information is accurate and complete. Please review the privacy policy and terms and conditions posted on the FAIR Health website. Who qualifies for NY essential plan?You are a NYS resident. Your monthly income in 2020 is below $2,127 for a single person or $4,367 for a family of four. You are a US/Naturalized Citizen or an immigrant present with the knowledge and consent of the US immigration service. You are between 19 and 64 years old.
What is the Medicaid income limit for 2022 in NY?In 2022, the medically needy income limit is $934 / month for a single applicant and $1,367 / month for a couple.
What is the New York State Essential plan?It covers comprehensive benefits, including dental and vision, inpatient and outpatient hospital care, prescription drugs and more. It also covers free preventive care like routine doctor exams and screenings to keep you healthy.
What is the income cut off for Medicaid in NY?View coronavirus (COVID-19) resources on Benefits.gov.
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Who is eligible for New York Medicaid?. |