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Medicare articles Can I change my Medicare plan?Published by Medicare Made Clear®
Medicare provides certain time periods when you can change Medicare plans. The main one is the Medicare Annual Enrollment Period, which runs from October 15 to December 7 each year. Anyone on Medicare can make coverage changes during this time that then go into effect the following year. But what do you do if your new Medicare plan doesn’t fit your needs? Or if during the year you are caught off guard by changes to your plan benefits? Maybe your refill is denied at the pharmacy counter because your medication is not on your plan’s list of covered drugs (formulary). Or maybe you learn that your doctor is not in your plan’s network. If any of these things happen, you may be able to change Medicare plans before the next Annual Enrollment Period. But you’ll need to meet certain qualifications. When you can change Medicare plans after Annual EnrollmentThere are two opportunities outside of the Medicare Annual Enrollment Period when you may be able to make changes to your Medicare coverage: 1) the Medicare Advantage Open Enrollment Period and 2) the Special Enrollment Period for qualifying life events. The Medicare Advantage Open Enrollment PeriodThe Medicare Advantage Open Enrollment Period runs from January 1 to March 31 each year. You have to be currently enrolled in a Medicare Advantage plan to be eligible to make changes during this time. Changes you can make include:
Get more information in our article, What Can I Do during the Medicare Advantage Enrollment Period. The Medicare Special Enrollment Period for qualifying life eventsYou may also change Medicare plans during a special 2-month Medicare Special Enrollment Period, if you have a qualifying life event. During this Special Enrollment Period, you usually can join, switch or drop a Medicare Advantage plan or a Part D prescription drug plan. You may be granted a Special Enrollment Period in select situations such as:
Changing your Medicare plan is possible during the above periods so be sure to keep these in mind. About Medicare Made ClearMedicare Made Clear brought to you by UnitedHealthcare provides Medicare education so you can make informed decisions about your health and Medicare coverage.
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Get the latestBoost your Medicare know-how with the reliable, up-to-date news and information delivered to your inbox every month. Find a planEnter your ZIP code for plans in your area Enter ZIP codeCall usCall UnitedHealthcare toll-free at1-833-301-2052, TTY 711 Hours: 8 a.m. - 8 p.m. Meet with usMake an appointment with a licensed insurance agent/producer in your area Find an Agent Can I change my Medicare Advantage plan any time?No, you can't switch Medicare Advantage plans whenever you want. But you do have options if you're unhappy with your plan. You can jump to another plan or drop your Medicare Advantage plan and change to original Medicare during certain times each year.
How hard is it to change Medicare Advantage plans?To switch to a new Medicare Advantage Plan, simply join the plan you choose during one of the enrollment periods. You'll be disenrolled automatically from your old plan when your new plan's coverage begins. To switch to Original Medicare, contact your current plan, or call us at 1-800-MEDICARE.
What months Can I change my Medicare Advantage plan?The MA OEP occurs each year from January 1 through March 31. Remember, you can only use this enrollment period if you have a Medicare Advantage Plan. Changes made during this period take effect the first of the month following the month you enroll.
Why are Medicare Advantage plans being pushed so hard?Advantage plans are heavily advertised because of how they are funded. These plans' premiums are low or nonexistent because Medicare pays the carrier whenever someone enrolls. It benefits insurance companies to encourage enrollment in Advantage plans because of the money they receive from Medicare.
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Can i change my medicare advantage plan after open enrollment
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