Navy federal credit union address and phone number

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Branches & ATMs

Navy Federal ATMs can be found at most branches or nearby locations, and they’re free. Using your Navy Federal Debit Card and PIN, you can make withdrawals, deposits, loan payments, balance inquiries, and transfers between your Navy Federal Credit Union accounts.

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Become a Member

Membership is open to all branches of the armed forces and family members. Confirm your eligibility and join now!

• Servicemembers & Veterans

  Active duty, reservists, veterans, and retired members of the Armed Forces and Coast Guard

• Civilians

  DoD employees and contractors

• Family Members

  Immediate family members of member, or someone who is eligible

Learn More about becoming a member

Beginning 20 May 2021, masks are optional for fully vaccinated members entering Navy Federal branches, unless required by local regulations. We encourage all members to wear masks in our branches.

We're proud to serve our members at 350 branches worldwide. For up-to-date hours and services available, visit our Branch Closures & Updates page or use the locator tool below. 

• NFCU ATM
• Branch
• Free ATM

All deposits are subject to Navy Federal's Funds Availability Policy. The first $225 after a cash or check deposit will be available immediately for cash withdrawals only. The remaining funds will be available by the second business day after the day we receive your deposit. Longer delays may apply in certain situations. Please see the Funds Availability Schedule for full details.

Some deposit limitations apply. The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with Navy Federal. Find appropriate mailing addresses here.

Note: Access to many U.S. military installations has been restricted. Members who are not assigned to or do not work on these installations may not be able to visit an on-site branch or use an on-site ATM. Before visiting, please contact Navy Federal at 1-888-842-6328 to make sure you will be allowed on the installation.

Branches will be closed for federal holidays, including New Year's Day, M.L. King Jr.'s Birthday, President's Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day and Christmas Day. In some locations, local holidays may also be observed. Check with your local branch for details.
 

Better Banking at Your Fingertips 

• Remember your Access Number—it's your key to Navy Federal. You’ll need it to identify yourself in branch, on the phone and the first time you sign in to digital banking. If you don’t have your Access Number, you can recover it. 
• Never miss a payment with free, online Bill Pay.
• Easily transfer money to another member. Transferring money to non-members? Zelle®1 makes it easy to send money to family and friends in minutes.

Money Management Made Easy

• Set up Direct Deposit for quicker access to your pay. Our routing number is 256074974.
• Activate your debit card in seconds using digital banking.
• Go paperless and secure your statements—it’s easy, convenient and you can access up to three years of statements.

Connect with Us 

• Visit us at one of over 300 branches worldwide—many of which are on or near military installations
• We’re here 24/7/365—there’s always a stateside member rep ready to help you. Get your questions answered in real-time with online chat or call us today.
• We want to stay connected with our members. Join the conversation on Facebook, Twitter and Instagram.
• Learn the different ways you can bank with us through the app, online, at a branch and more.

1

Zelle is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Note: This service is not intended to replace the current member-to-member transfer options Navy Federal offers. It is available for members who do not have the option to complete an internal transfer or an ACHO (Automated Clearing House Operation) with an account and routing number. Members can also send funds to non-Navy Federal members.

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