How to protect yourself against identity theft and respond if it happens. Show Identity TheftIdentity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to apply for credit, file taxes, or get medical services. These acts can damage your credit status, and cost you time and money to restore your good name. Warning Signs of ID TheftYou may not know that you’ve experienced ID theft immediately. You could be affected by ID theft if you receive:
Potential Victims of ID TheftAnyone can experience identity theft. Children and seniors are both vulnerable to ID theft. Child ID theft may go undetected for many years. Victims may not know until they’re adults, applying for their own loans. Seniors often share their personal information with doctors and caregivers. The number of people and offices that access seniors' information put them at risk. Types of ID TheftThere are several common types of identity theft that can affect you:
Read about how you can prevent identity theft. Report Identity TheftReport identity (ID) theft to the Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338. The FTC will collect the details of your situation. Differences in ID Theft ReportingThe difference between reporting ID theft online or phone is if you receive an ID theft report. An ID theft report helps you prove to businesses that someone stole your identity. This report helps you fix problems caused by the identity theft.
While reporting ID theft online, you can also create an account on IdentityTheft.gov. If you create an account, you'll:
If you want these resources, you must create an account on IdentityTheft.gov when you start reporting the theft. When to Report ID Theft to the PoliceYou may choose to report your identity theft to your local police station. It could be necessary if:
Report Specific Types of Identity TheftYou may also report specific types of identity theft to other federal agencies.
Report Identity Theft to Other OrganizationsYou can also report the theft to other organizations, such as:
You may need to get new personal records or identification cards if you're the victim of ID theft. Learn how to replace your vital identification documents after identity theft. Prevent Identity TheftKeep these tips in mind to protect yourself from identity theft:
Last Updated: October 7, 2022 Top |